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Health Insurance 1165 views May 29, 2021
Liberty Health Connect Supra Plan works as an extension to your existing health insurance plan. This could be the right plan if you want to enhance your overall coverage for expenses incurred towards hospitalization due to an illness or accident. Policyholders can choose to get comprehensive coverage by paying an affordable premium amount. This plan from Liberty Insurance helps you go over and above the basic coverage limit of your health insurance plan.
We are showing some prominent features of the Liberty Health Connect Supra Plan so that you can understand this plan further. Please check!
Now you would want to know these features in detail to understand them better. On this page, we will discuss the same. Let’s start!
Table of Contents
Liberty Health Connect Supra Plan provides crucial additional protection in case of a medical emergency. We are discussing its prominent features and benefits below. Have a look!
Liberty Health Connect Supra Plan provides policyholders the option to choose from two variants – Top-up and Super Top-up Plan.
With the Top-up plan, policyholders can increase the sum insured up to INR 20 lakhs at a lower cost (calculated on a per claim basis over the specified deductible). On the other hand, with the Super Top-up Plan, the sum insured can be increased up to INR 1 crore (calculated on an aggregate per policy per year basis over the specified deductible).
With the Liberty Health Connect Supra Plan, policyholders can choose from multiple sum insured and deductible options according to their affordability.
Plan Details | Sum Insured Options (in INR) | Deductible Options (in INR) |
---|---|---|
Top-up II | 3, 5, 7 Lakhs | 2, 3, 4, 5 Lakhs |
Top -up III | 10, 15, 20 Lakhs | 5, 7.5, 10 Lakhs |
Super Top-up I | 3, 5, 7, 10, 15, 20 Lakhs | 10, 15, 20, 30, 50, 100 Lakhs |
Super Top-up II | 2, 3, 4, 5, 7.5, 10 Lakhs | 10, 15, 20, 30, 40 Lakhs |
Policyholders can choose from three policy term options – 1, 2 or 3 years according to their needs and financial capability.
If you choose a multi-tenure policy of 2 or 3 years, Liberty Insurance will provide an attractive discount of 7.5% and 10% on the premium amount, respectively.
If a policyholder is undergoing treatment in a hospital with a minimum duration of 24 hours, the Health Connect Supra Plan will provide coverage against the expenses incurred on the in-patient hospitalization.
Liberty Health Connect Supra Plan provides coverage against expenses incurred on 30-60 days immediately before and 60-90 days after hospitalization. The coverage will be for consultations, tests and medications.
Due to technological advancements in medical science, day care treatments do not require minimum 24-hour hospitalization. This policy covers the medical expenses incurred on 405 such day care procedures undertaken in a hospital or day care center.
Policyholders can enjoy a wide range of preventive care benefits without paying an additional cost. Some of these benefits are First Medical Opinion, Live Health Talk, Electronic Record Management and Fortnightly newsletters.
On paying an extra premium over and above the basic premium, this policy also provides the reloading of the sum insured once in a policy year (equal to the original sum insured) in case you exhaust your original sum insured.
Under the Super Top-up option, your sum insured amount will automatically increase by 10% every year when you don’t make any claim. The maximum increase can be up to 100% of the sum insured.
Liberty Health Connect Supra Plan allows policyholders to protect family members under a single sum insured with a lesser premium. For coverage of each child under the policy, a flat discount of 15% will be given on the premium amount.
Note: Family floater is only available for immediate family i.e. spouse and three children under a single sum insured on a floater basis for all members.
Don’t forget to check the important conditions related to the eligibility criteria of the Liberty Health Connect Supra Plan mentioned below.
Policyholders will not get any coverage in the following situations.