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Health Insurance 1392 views October 7, 2020
Health problems are a major concern for many individuals these days and it is really necessary to take care of it. Buying a perfect health insurance plan would be the best option to cover all the health risks and maintain a stable financial position during medical emergencies. So, if you are willing to buy a health insurance plan then you can take a look at the Liberty Arogya Sanjeevani Policy. This plan is available at an affordable rate of premium and you can choose a Sum Assured of up to Rs.5 lacs. On the other hand, you can give health protection to your family members by adding them to the same plan. Let’s explore the key features of this plan.
Table of Contents
You can see the various health risks and their treatments that are covered in this health insurance plan. You can easily buy this health plan online without visiting your nearest branch.
Expenses like bed-charges, nursing charges, blood tests, ICU Charges, and other consultation fees are covered if in case you are hospitalized. You can see them below:-
All the expenses related to the AYUSH Treatment that is Ayurvedic Treatment are covered in this plan. AYUSH Treatment is divided into Ayurveda, Unani, Siddha, and Homeopathy treatments. So, all the expenses incurred for these treatments will be reimbursed by the company.
Treatments that are done within 24 hours without being hospitalized then expenses for such treatments will also be reimbursed under this insurance plan. This kind of treatment received within a day without being hospitalized is known as the day care treatment.
All Expenses before 30 days to hospitalization will be reimbursed by the company and the Post-hospitalization charges until 60 days are also covered in this insurance plan.
If you are going for the treatment of Cataract Illness then those expenses will also be reimbursed. The reimbursement cataract risk will be the lowest of the following:-
If you pass a claim-free year then you are entitled to receive a cumulative bonus and your Sum Assured will be increased in the next year. There will be an addition of 5% of the Sum Assured into the existing Sum Assured if you pass a claim-free year. The amount of the sum assured will keep on increasing after every claim-free year until it reaches 50% of the Sum Assured.
You will get a cover of 50% of the Sum Assured in the Liberty Arogya Sanjeevani Policy if you are going through any treatment mentioned below:-
The ambulance expenses are also covered in this health insurance plan. The maximum coverage for the ambulance expenses will be Rs.2000 per hospitalization.
If the insured is going through a Dental Treatment and Plastic Surgery and it is needed due to any other disease then those expenses will be covered by the company under this plan. All the expenses incurred in the Dental Treatment and Plastic Surgery will be reimbursed by the company.
You can cover your loved ones as well in this plan and it will help you to earn more discounts on the amount of premiums.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 91 Days |
Maximum Age of Entry for a Dependent Child | 25 Years |
Minimum Sum Assured | Rs.1 Lac |
Maximum Sum Assured | Rs.5 Lacs |
Policy Term | 1 Year |
There is the two-time span of the waiting periods in this plan and they are for 24 months and 48 months respectively. So you can explore the various diseases that need a waiting period of 24 months and 48 months.
Waiting Period of 24 Months
Waiting Period of 48 Months