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Health Insurance 1371 views September 29, 2020
Health Insurance Plans play a vital role to cover all the health risks and expenses. So, if you haven’t secured your family and health risks then it is high time to do so. You must take a health insurance plan for yourself and for your family members. Here is a Kotak Arogya Sanjeevani Policy that will help you to cover your health risk and of your family under the same plan. This plan has a Sum Assured of up to Rs.5 Lacs and covers various medical expenses like pre and post-hospitalization. So, you must explore all the features of this plan and see how it will help you to tackle the medical expenses.
Table of Contents
Before buying any insurance plan you must check the benefits and the cover it is providing towards the health risks. You can see all the covers and benefits of this plan below:-
The following Expenses will be covered in this plan during hospitalization:-
Bed-charges
The treatment of Cataract Illness is covered and the reimbursement will be the lowest of the following:-
Treatments received within 24 hours are known as the day care treatment and the person is not hospitalized. So, such expenses are covered in this insurance plan. You will get a reimbursement for the expenses done for the treatments received in a day.
If the insured undergoes through a Dental Treatment and Plastic Surgery due to any other disease then those expenses will be reimbursed by the company.
The expenses for the AYUSH Treatments will also be reimbursed in the Kotak Arogya Sanjeevani Policy. The treatments are given below:-
50% of the Sum Assured will be given to the insured if the insured is going through any treatment mentioned below:-
You will get an ambulance cover of up to Rs.2000 per hospitalization in this insurance plan.
Add family members to the policy and cover their health risks as well. You are allowed to cover the following family members in the same plan.
Enjoy No Claim bonus of 5% of the Sum Assured in this policy. If you don’t make any claim during the policy term then the company will add 5% of the Sum Assured to the main Sum Assured. The company will keep on adding 5% after every claim-free year unless the value reaches 50% of the Sum Assured.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 90 Days |
Maximum Age of Entry for a Dependent Child | 25 Years |
Minimum Sum Assured | Rs.1 Lac |
Maximum Sum Assured | Rs.5 Lacs |
Policy Term | 1 Year |
There are certain illnesses that have a waiting period of 2 years and 4 years. You can explore every illness that has a waiting period.
Waiting Period of 2 Years
Waiting Period of 4 Years