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Health Insurance 3016 views September 28, 2020
It is really important for every individual to protect himself from any kind of disease and most of the individuals don’t know that there is an insurance plan that covers the vector-borne disease. A vector-borne disease is an infection transferred to humans through mosquitoes, ticks, and fleas. So here is an insurance plan for you that covers the risk of a vector-borne disease known as Iffco Tokio Mos Bite Protector Policy. You can take a sum assured of up to Rs.1 Lac in this insurance plan. There are various vector-borne diseases that are covered in this policy. So, let’s explore all the key features of this plan and see the risks that are covered in it.
Table of Contents
Diseases Covered in Mos Bite Protector
There are seven vector-borne diseases that are covered in this plan. These diseases can be life-threatening if the treatment is not done on time. So, you must see those diseases whose treatments are covered in this policy.
There are some exciting benefits to this plan and you must explore all of them. See all the expenses that will be reimbursed if in case you are hospitalized due to vector-borne disease.
Receive Full Sum Assured
If in case the insured is hospitalized for more than 48 hours due to a vector-borne disease then the company will pay the full Sum Assured to him. You can use the amount of the sum assured to fulfill your medical needs during hospitalization.
High Sum Assured
You can choose a Sum Assured of up to Rs.1 Lac at the time of inception of the policy. Make sure that the amount of the Sum Assured must be in the multiple of Rs.5000. If you are diagnosed with a vector-borne illness and hospitalized for more than 48 hours then the company will pay you the decided sum assured.
Age of Entry
The company allows you to take the Iffco Tokio Mos Bite Protector Policy at the age of just 18 years. On the other hand, you will get a cover for the vector-borne disease up to the age of 65 years. The maximum age of entry in this insurance policy is 65 years.
Cover Dependent Children
You are allowed to cover your dependent child as well in this insurance plan. The minimum age of entry for a dependent child is just 91 days. You can add a dependent child up to the age of 23 years to this health insurance plan.
Cover Family Members
You can add your family members as well to this insurance plan. The insurance plan will be the same but more members will be covered. The family members you can add to this plan are as follows:-
No Medical Test is Needed
There is no need for any medical test to take this insurance plan. You can ask the company for this plan online and the company will issue this plan without undergoing any medical test.
There are some exclusions to this plan that you must see before buying it. The exclusions of this plan are given below:-