Health Insurance 1699 views June 25, 2020

ICICI Lombard Health Insurance Plans for Family

Nowadays, most of the individuals have health insurance plan for themselves. But when it comes to protecting the whole family then they have to buy different health insurance plans for their family members separately. So, here you can see the different types of ICICI Lombard Health Insurance Plans for family in which all the family members will be covered under one plan. You can add your spouse, children, siblings, and parents in one policy only. Your entire family member will get the health cover under one plan only and you will get rid of paying the premiums for different health insurance policies. Let’s go through all the plans in which you can cover your family members as well.

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Family Health Insurance Plans by ICICI Lombard

If you are willing to add your family members in one health insurance plan then you must take a look at these health insurance plans mentioned below. These plans will all the health risk of your family members and they will be insured in these plans.

ICICI Lombard Health Care Plus Policy
ICICI Lombard Health Booster Plan
Complete Health Insurance Plan by ICICI Lombard

ICICI Lombard Health Care Plus Policy

  1. The minimum age of entry of the member insured must be 5 years.
  2. The maximum age of entry of the member insured must be 65 years.
  3. You can cover your family members in this plan like your spouse, children, and parents.
  4. You are allowed to cover a maximum of two adults of your family in the Health Care Plus Policy.
  5. The age of the proposer must be at least 18 years.
  6. You can renew the policy up to the age of 70 years.
  7. If the age of the insured is 56 or above then he has to go through a pre-medical test.
  8. There is no option to add riders to the policy.
  9. Family Floater Cover option is available in this policy.

Benefits of this Health Insurance Plan

  1. Every individual of the family will get a separate cover under one plan only.
  2. Flexibility of choosing the Sum Assured.
  3. Flexibility of choosing the policy term between 1 and 2 years.
  4. There is no need for any co-payment in this plan.
  5. One insured in the policy is eligible to take a free check-up at the time of renewal of the policy.
  6. Under Section 80D of the Income Tax Act, enjoy tax deductions.

ICICI Lombard Health Booster Plan

  1. This policy needs a minimum age of 18 years and you can cover your family members including your parents and children.
  2. 3 Months is the minimum age required for your child if you are covering him under the family floater option.
  3. If you are buying an individual policy for your child then his minimum age must be 6 years.
  4. An adult is mandatory if you are covering a child between the ages of 3 months to 5 years.
  5. You are only allowed to cover your child in this plan if his age is more than 91 days.
  6. A pre-medical test is necessary if the age of the policy taker is more than 45 years.
  7. Enjoy tax deduction under section 80D of the Income Tax Act 1961 if the policy is taken for parents, spouse, self, and dependent children.

Benefits of this Health Insurance Plan

  1. Hospitalization expenses are covered in this insurance plan.
  2. This plan also covers the expenses done on the AYUSH treatments.
  3. If the insured is going through any organ transplantation then those expenses are also covered.
  4. You will get a Pre-Hospitalization and Post-Hospitalization Expenses cover.
  5. This health insurance plan will also cover the expenses related to hospitals.
  6. Cashless transactions for fast reimbursement.
  7. Enjoy a free-look period of 15 days.

ICICI Lombard Complete Health Insurance Policy

  1. The minimum age required for this plan is 18 years and above.
  2. In this ICICI Lombard Health Insurance Plan for Family, the minimum age for the children who is added in the plan is 3 months.
  3. The child must have an adult in the plan.
  4. If you are buying an individual plan for children then the child’s age must be 6 years or more.
  5. A Pre-Medical test is required if the age of the applicant is 46 years or more.
  6. You can add your Parents, Spouse, Self, and dependent children in one plan only.
  7. Get tax exemptions under Section 80C and 80D of the Income Tax Act 1961.

Benefits of Complete Health Insurance Plan

  1. Medical expenses incurred during hospitalization are covered in this plan.
  2. You can enjoy floater benefits that mean you can add family members in ICICI Lombard Complete Health Insurance Plan.
  3. If you don’t make any claim in a year then the value of the Sum Assured will increase by 10%.
  4. You will get free health check-ups at the designated centers up to 2 check-ups.
  5. Get a free-look period of 15 days after buying the insurance plan.
  6. AYUSH Treatment is also covered in this health insurance plan for the family.
  7. You will also get an Ambulance expenses cover of up to Rs.500.

New Insurance Plans Added to Complete Health Insurance Plan

ICICI Lombard has launched four insurance plans under its Complete Health Insurance Plan package. These plans are – Health Shield, Health Shield Plus, Health Elite and Health Elite Plus. These plans will help customers avail the following –

  • Donor Expenses
  • Planned and emergency hospitalization anywhere in the world at network hospitals of ICICI Lombard globally
  • Cashless OPD
  • Domiciliary Hospitalization
  • Super No-claim Bonus
  • Air Ambulance
  • Sum Insured Protector (Increases the sum insured every year as per the prevailing inflation rates)
  • Claim Protector (Helps pay for the non-payable items too)
  • Unlimited Reset (Helps individuals reset 100% of the base sum assured for unlimited times in a policy year for an un-related ailment
  • Free Annual Health Check-up
  • Online consulation with doctors, dietician and nutition experts and get an e-opinion from them
  • You can use the prescription of these experts to buy medicines online

Where Can You Get These Insurance Products?

ICICI Lombard has made these products available on its IL Take Care application. So download it and access these healthcare services without any hassles.


Now, after reading all the plans it would be easy for you to choose the best health insurance plan for family. Health issues might arise anytime so it is better to be prepared. Choose any ICICI Lombard Health Insurance Plans for Family and give a cover to your loved ones. You can either visit the nearest branch of ICICI Lombard or fill-up the form given above and the company’s representative will give you a call telling about all the features of the chosen plan.

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