Health Insurance 403 views February 20, 2021

Do you know your unhealthy lifestyle can cause you high blood pressure and make you a hypertension patient later? But sometimes, other health conditions such as diabetes and obesity could also lead to hypertension and the subsequent complications. Expenses for the treatment of hypertension may be out of reach for some! However, there are top 5 health insurance plans for hypertension that you can read here. You don’t need to worry about the medical expenses as the below-mentioned plans will cover the cost of hypertension treatment and medication from day 1. Let’s read below what these plans have in store for hypertension patients.

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ICICI Lombard Complete Health Insurance

If you are looking for health insurance that can cover all your medical needs, we would recommend you the ICICI Lombard Complete Health Insurance Plan. This plan will provide coverage for the following:-

  1. Hospitalization Expenses
  2. Daycare treatments and surgeries
  3. AYUSH Treatment
  4. Pre and Post-Hospitalization Expenses
  5. Ambulance Expenses up to INR 2,000 per event
  6. Outpatient Treatment
  7. Personal Accident
  8. Organ Donor Expenses
  9. Critical illness

And with the Bharti AXA Smart Health Critical Illness Wellness and Preventive Healthcare Program, you can lead a healthy lifestyle. The company shall pay the expenses for routine health check-ups. The policy sum assured starts from INR 3 Lakh or INR 50 lakh, so choose the amount according to your needs.

HDFC ERGO Energy Plan

HDFC ERGo Energy is an exclusive plan for customers who have diabetes and hypertension. Under this plan, you will get health insurance for the treatment of hypertension and its complications. And there is no waiting period, which means your coverage will start from Day 1 for diabetes and hypertension. The plan covers the following expenses for hypertension patients –

  1. HbA1C tests up to INR 750 per policy year
  2. Hospitalization Expenses
  3. Daycare treatments and surgeries
  4. Pre and Post-Hospitalization Expenses
  5. Ambulance Expenses up to INR 2,000 per event

This plan comes with the feature of lifelong renewability, which means you can renew your health insurance as long as you want. Also, you will get a personalized wellness portal to track and store all your medical records. There will be a personalized and highly trained Health Coach tol create nutrition and fitness plans for the insured. Based on BMI, BP, HbA1c and Cholesterol numbers, the company will offer you renewal premium discounts of up to 25%.

Bharti AXA Smart Health Critical Illness Policy

Bharti AXA Smart Health Critical Illness Policy is one of the top 5 health insurance plans for hypertension patients. The policy will cover Primary Pulmonary Hypertension and other listed critical illnesses, so you don’t need to pay from your pocket. The company will take care of all the medical expenses related to Primary Pulmonary Hypertension if the risk arises, provided you have survived for 30 days and more.

Care Freedom Health Insurance

Care Health Insurance, formerly known as Religare, provides health insurance for customers suffering from diabetes, hypertension and BMI. Under the Care Freedom Health Insurance, you will get coverage for the following in case the covered illness or injury arises.

  1. In-patient care
  2. Daycare
  3. Pre and post-hospitalization
  4. Ambulance cover up to INR 1,000 per event
  5. Domiciliary hospitalization
  6. Dialysis

The sum insured for this health insurance plan ranges from INR 3 to 10 Lakh

Aditya Birla Health Insurance Activ Health Platinum – Enhanced

If you are affected by hypertension and need health insurance for your medical expenses, purchase the Aditya Birla Health Insurance Activ Health Platinum – Enhanced plan. Because it not only covers your hospitalization expenses but also motivates you to stay healthy. You can earn HealthReturns™ on your health insurance plan, which later helps you reduce the premium payment.

To earn HealthReturns™, you need to follow the steps below:-

  1. Download the Activ Health App
  2. Know your Healthy Heart Score™
  3. Choose a Health Assessment
  4. And complete your fitness assessment to earn HealthReturns™

You can earn up to 30% of your premium as HealthReturns™ if you complete at least 13 Active Dayz™ every month. On the other hand, you can start slowly by completing 4 Active Dayz™ every month and earn 6% of your premium.

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