Health Insurance 1262 views December 28, 2021

Laparoscopic surgery that is commonly known as minimally invasive surgery or key-hole surgery helps surgeons access the interior of the abdomen. And surgeons perform the procedure with the help of tiny incisions. Surgeon look to avoid a large cut as they use an instrument known as a laparoscope, which is a small tube that has a light source and a camera attached to it. By making small cuts, the surgeon inserts a laparoscope and small surgical instrument. The tube will pump carbon dioxide gas into the abdomen and allow the surgeon to look inside the abdomen. Laparoscopy Surgery is done under general anesthesia. But when will this be advised? Upon the diagnosis and treatment of a wide range of conditions of the abdomen and pelvis. Read this page below to know how health insurance for laproscopic surgery can help you deal with the expenses. We’ll also delve into this surgery.

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Why Do You Need to Undergo Laparoscopic Surgery?

The surgery helps examine the pelvic organs and remove implants and scar tissue. It is used for checking and treating:

  • Endometriosis and scar tissues interfere with internal organs, such as the bowel or bladder
  • Endometriosis pain after hormone therapy
  • Severe endometriosis pain
  • Endometriosis cyst on an ovary (endometrioma)
  • Infertility due to endometriosis
  • Recovery Period for Laparoscopic Surgery

Your recovery from Laparoscopic Surgery will take around one to three weeks. And you’ll be discharged within one to two days after the surgery.

What are the After Effects of Laparoscopic Surgery?

Laparoscopy is a common procedure with rarely any complications. Its advantages are –

  • Smaller scars
  • Faster recovery
  • Shorter hospitalization
  • Less internal scarring

The very rare complications are:

  • Shortness of breath
  • Inability to urinate
  • Lightheadedness
  • Fever or chills
  • Abdominal pain that becomes more intense with time
  • Redness, swelling, bleeding, or drainage at the incision sites
  • Continuous nausea or vomiting
  • Persistent cough

What is the Cost of Laparoscopic Surgery?

The cost of Laparoscopic Surgery in India starts from INR 33,250 and can go up to INR 77,000. The following factors will determine the cost of Laparoscopic Surgery –

  • Admission fee
  • Doctor fee
  • Age of the patient
  • Type of Laparoscopic Surgery
  • The medical condition of the patient
  • Post-surgical complications (if any)
  • Room rent
  • Lab tests or examinations such as X-rays, ECG, etc.

Cost of Laparoscopic Surgery in Different Cities of India

The cost of Laparoscopic Surgery cost may vary based on the city you receive treatment at –

CityCost (In INR)
Bangalore35,000 - 70,000
Gurgaon35,000 - 70,000
Chennai33,250 - 66,500
Delhi36,750 - 73,500
Mumbai38,500 - 77000
Hyderabad35,000 - 70,000
Pune35,000 - 70,000

Note – We have taken the above-mentioned cost of the treatment from practo.com.

Laparoscopic Surgery Cover Under  Health Insurance Plans

In case of your medical needs, a health insurance plan helps you the best by paying your bills. And in the case of Laparoscopic Surgery, this could be a big help, as the insurer will take care of your hospitalization expenses and more. Let’s check out the plans that will cover Laparoscopic Surgery.

Star Group Health Insurance

This covers a group of members working in an organization or company. And the coverage for Laparoscopic Surgery will commence after 1 year from the date of the policy inception. During the first year, the expenses on treatments related to –

  • Hepato-pancreato-biliary diseases
  • Gallbladder and Pancreatic calculi
  • All types of management for kidney and genitourinary tract calculi
  • All diseases of the prostate
  • All types of Hernia
  • Hydrocele, Congenital Internal disease or defect anomalies (unless it is covered under Newborn Baby Cover if specifically opted)
  • Pilonidal sinus
  • Fistula or Fissure
  • Piles
  • Sinusitis and related disorders

won’t be covered under the policy.

And if these are found to be existing at the time of the policy proposal, you will get the coverage after an initial waiting period of 30 days.

Laparoscopic Surgery shall include all treatments related to all diseases of the Uterus, Fallopian tubes, Cervix and Ovaries, Uterine bleeding, Pelvic Inflammatory Diseases, Benign breast diseases, Umbilical sinus, Umbilical fistula.

NEW INDIA GOODHEALTH Group Mediclaim Policy

The group health insurance of NEW INDIA Assurance covers Laparoscopic Surgery under day care treatment. It refers to a surgery under general or local anesthesia in a Hospital or Day Care Center in less than 24 hours because of technological advancement, that otherwise requires hospitalization of more than 24 hours.

Kotak Health Premier Plan

You can buy this Kotak Health Premier Plan on an individual or family floater basis. Under this, the insurer will cover the following expenses –

  • Splenic abscesses Laparoscopic Drainage
  • Laparoscopic reduction of intussusception
  • Laparoscopic cardiomyotomy (Hellers)
  • Laparoscopic pyloromyotomy (Ramstedt)
  • Laparoscopic para ovarian cyst excision
  • Laparoscopic cystectomy
  • Laparoscopic para tubal cyst excision
  • Laparoscopic Myomectomy
  • Laparoscopic oophorectomy

The above will come under day care procedures.

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