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Health Insurance 1289 views August 31, 2020
HDFC ERGO is one of the leading insurance companies in India. Many individuals prefer an insurance plan only from the HDFC ERGO. This company has a large number of network hospitals across India and it has always amazed its customers with the cashless settlement. HDFC ERGO has many health insurance plans that give you overall protection. You can also call it HDFC ERGO Sampoorna Suraksha Policy because it gives you overall health protection. You can see the various policies that will prove that this company takes care of all the health problems and cover various risks. It will help you to keep your savings intact even if any medical crisis occurs.
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You can explore the various plans that will give you round the clock protection to fight the illnesses and manage the expenses. Explore the features of all these policies and choose the best one as per your needs.
In this insurance plan, you can cover various types of critical illnesses that are life-threatening. You must see the illnesses and treatments that are covered in this plan.
Cancer Cover
Breast Cancer | Cervix Cancer | Uterus Cancer | Fallopian Tube Cancer |
Ovary Cancer | Vaginal Cancer | Head and Neck Cancer | Lung Cancer |
Stomach Cancer | Colorectum Cancer | Prostate Cancer | Aplastic Anemia |
Cancer of Specified Severity | Major Organ Transplant | Early Stage Cancer | Carcinoma in Situ |
Heart Cover
Open Chest CABG | Major Organ Transplant – Heart | Surgery of Aorta |
Insertion of Pacemaker | Dissecting Aortic Aneurysm | Cardiomyopathy |
Eisenmenger’s Syndrome | Infective Endocarditis | Angioplasty |
Myocardial Infarction (First Heart Attack of specified severity) | Open Heart Replacement or Repair of Heart Valves | Balloon Valvotomy or Valvuloplasty |
Nervous System Cover
Multiple Sclerosis with persisting symptoms | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Benign Brain Tumour |
Brain Surgery | Parkinson’s Disease | Alzheimer’s Disease | Major Head Trauma |
Muscular Dystrophy | Apallic Syndrome | Bacterial Meningitis | Encephalitis |
Creutzfeldt-Jakob Disease (CJD) | Motor Neurone Disease | Coma of specified severity | Progressive Supranuclear Palsy |
Other Major Organ Cover
Kidney failure requiring regular dialysis | Major Organ Transplant – Kidney, Lung, Liver and Pancreas | Systemic Lupus Erythematosus with Lupus Nephritis | HIV due to blood transfusion and occupationally acquired HIV |
End-Stage Liver Failure | Elephantiasis | End-Stage Lung Failure | Fulminant Hepatitis |
Chronic Relapsing Pancreatitis | Medullary Cystic Disease | Progressive Scleroderma | Severe Rheumatoid Arthritis |
Terminal Illness | Myelofibrosis | Pheochromocytoma | Crohn’s Disease |
Deafness | Blindness | Third Degree Burns | Severe Osteoporosis |
In this plan of the HDFC ERGO Sampoorna Suraksha Policy, you will get a death benefit and total disability benefit. You can see the percentage of the sum assured that will be given to you at the time of disability.
Permanent Total Disablement | 100% |
Permanent and incurable insanity | 100% |
Permanent Total Loss of two Limbs | 100% |
Permanent Total Loss of Sight of one eye and one Limb | 100% |
Permanent Total Loss of Sight in both eyes | 100% |
Permanent Total Loss of Speech | 100% |
Complete removal of the lower jaw | 100% |
Permanent Total Loss of Mastication | 100% |
Permanent Total Loss of Hearing in both ears | 75% |
Permanent Total Loss of one Limb | 50% |
Permanent Total Loss of Sight of one eye | 50% |
You will get the Hospital Cash Benefit as per the table given below:-
Type of Room-Normal | ICU | Companion Benefit | Benefit Under Global Cover |
---|---|---|---|
Rs.500 | Rs.1000 | Rs.500 | Rs.2500 |
Rs.1000 | Rs.2000 | Rs.1000 | Rs.5000 |
Rs.1500 | Rs.3000 | Rs.1500 | Rs.7500 |
Rs.2000 | Rs.4000 | Rs.2000 | Rs.10000 |
Rs.2500 | Rs.5000 | Rs.2500 | Rs.12500 |
Rs.3000 | Rs.6000 | Rs.3000 | Rs.15000 |
Rs.5000 | Rs.10000 | Rs.5000 | Rs.25000 |
Rs.7500 | Rs.15000 | Rs.7500 | Rs.37500 |
Rs.10000 | Rs.20000 | Rs.10000 | Rs.50000 |
The company will cover the damages of the house in the HDFC ERGO Sampoorna Suraksha Policy if it is caused by any of the following:-