HDFC ERGO Sampoorna Suraksha Policy

HDFC ERGO is one of the leading insurance companies in India. Many individuals prefer an insurance plan only from the HDFC ERGO. This company has a large number of network hospitals across India and it has always amazed its customers with the cashless settlement. HDFC ERGO has many health insurance plans that give you overall protection. You can also call it HDFC ERGO Sampoorna Suraksha Policy because it gives you overall health protection. You can see the various policies that will prove that this company takes care of all the health problems and cover various risks. It will help you to keep your savings intact even if any medical crisis occurs.

Types of Plans in Sampoorna Suraksha Policy

You can explore the various plans that will give you round the clock protection to fight the illnesses and manage the expenses. Explore the features of all these policies and choose the best one as per your needs.

1. My Health Suraksha Policy
2. My Health Critical Suraksha Plus Plan
3. Personal Accident Insurance Policy
4. My Health Medisure Super Top-Up Insurance Plan
5. My Health Hospital Cash Benefit
6. Home Insurance Plan

My Health Suraksha Policy

1. The company will give you Medical Expenses Reimbursement in this Plan.
2. Mental Health Care and Home Health Care Expenses are also covered.
3. Domiciliary Hospitalization expenses will also be reimbursed by the company in this plan.
4. Pre-Hospitalization Cover prior 60 days to the hospitalization.
5. Post-Hospitalization Cover post 180 days to the hospitalization.
6. Day-Care Treatment and Road Ambulance Cover.
7. The company will cover the Organ Donor Expenses as well.
8. If you are going through the AYUSH Treatment then it is also covered in this plan.
9. Get preventive health check-up after 4 consecutive claim-free years.
10. The company adds 5% of the Sum Assured every year as the cumulative bonus.

My Health Critical Suraksha Plus Plan

In this insurance plan, you can cover various types of critical illnesses that are life-threatening. You must see the illnesses and treatments that are covered in this plan.

Cancer Cover

Heart Cover

Nervous System Cover

Other Major Organ Cover

Personal Accident Insurance Policy

In this plan of the HDFC ERGO Sampoorna Suraksha Policy, you will get a death benefit and total disability benefit. You can see the percentage of the sum assured that will be given to you at the time of disability.

My Health Medisure Super Top-Up Insurance Plan

1. The In-Patient Hospitalization Expenses will be covered in this Plan.
2. Pre-Hospitalization Cover prior 30 days to the hospitalization.
3. Post-Hospitalization Cover post 60 days to the hospitalization.
4. Day Care Treatment expenses will also be covered in this plan.
5. You will get a hospital cash benefit as well.
6. Expenses that will be covered are as follows:-
7. Room’s Rent
8. Boarding and Nursing Expenses
9. ICU’s Rent
10. Fees of the Surgeon
11. Anaesthetist’s Fees
12. Cost of the operation theatre and diagnostic tests
13. Cost of Blood and Oxygen
14. Prosthetic’s Cost and Cost of Other Equipment

My Health Hospital Cash Benefit

You will get the Hospital Cash Benefit as per the table given below:-

Home Insurance Plan

The company will cover the damages of the house in the HDFC ERGO Sampoorna Suraksha Policy if it is caused by any of the following:-

1. Fire
2. Lightning
3. Explosion/Implosion
4. Aircraft Damage
5. Riot, Strike, and Malicious Damage
6. Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood, and Inundation
7. Impact Damage
8. Subsidence and Landslide including Rockslide
9. Bursting and/or Overflowing of Water Tanks, Apparatus & Pipes
10. Missile Testing Operations
11. Leakage from Automatic Sprinkler Installations
12. Bush Fire
13. Earthquake, Volcanic Eruption & Other Convulsions of Nature Loss