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Health Insurance 1461 views September 18, 2020
Insurance Policies play a vital role in covering various types of risk. One always takes an insurance plan to cover future emergencies. Similarly, many individuals prefer a health plan but due to lack in coverage of various diseases, they reject the plan. So, here is a plan for you, known as the Future Generali India Arogya Sanjeevani Policy that covers various types of health risks. You can add your family members and loved ones to this plan providing them the coverage. On the other hand, there are various options for choosing the Sum Assured as per your needs and it has to be decided at the time of inception of the policy. You must see other features of this health insurance plan.
Table of Contents
This company will give you various coverage under this health plan. You can tackle the health emergencies easily if you are covered under this plan. So, you just explore all the benefits below.
Hospitalization Cover
You will get a reimbursement for the blood tests, Bed-charges, nursing charges, ICU Charges, and other consultation fees in this plan if you are hospitalized. You can see them below:-
Pre and Post-Hospitalization Cover
Pre-hospitalization expenses prior to 30 days to hospitalization and the Post-hospitalization expenses until 60 days are also covered in this insurance plan.
Cataract Expenses Cover
Treatment of Cataract Illness will also be reimbursed in this health insurance plan. The reimbursement for the cataract risk will be the lowest of the following:-
Day Care Treatment Risk
The treatment of the disease done within 24 hours and you are not hospitalized are covered in this insurance plan. The first aid received within a day without being hospitalized to the hospital is known as the daycare treatment.
Dental Treatment and Plastic Surgery Expenses
The Dental Treatment and Plastic Surgery expenses are covered if they are needed due to any other disease and the expenses will be borne by the company under this insurance plan. The insured or the family members will get reimbursement for all the expenses incurred in the Dental Treatment and Plastic Surgery.
AYUSH Treatment
All the expenses related to the AYUSH Treatment will be reimbursed by the company in this plan. AYUSH treatment is known as the Ayurveda, Unani, Siddha, and Homeopathy treatments, and all the expenses incurred for these treatments are covered in this plan.
Other Diseases Coverage
You will receive 50% of the Sum Assured in the Future Generali India Arogya Sanjeevani Policy if you are going through any treatment mentioned below:-
Ambulance Cover
The ambulance services are too costly these days. So, this plan will cover the ambulance expenses as well and it will be a maximum of INR 2000 per hospitalization.
Cover your Family
You can add your loved ones to this heal policy. See the members below that can be added to the plan.
No Claim Bonus Benefit
The company will give you 5% of the sum assured as no claim bonus if you don’t make any claim in a year. The company will keep on adding 5% as a bonus until and unless it reaches 50% of the sum assured. But it will be only added to the sum assured if you don’t make any claim in a year.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 90 Days |
Maximum Age of Entry for a Dependent Child | 25 Years |
Minimum Sum Assured | Rs.1 Lac |
Maximum Sum Assured | Rs.5 Lacs |
Policy Term | 1 Year |
There is a waiting period of 2 years and 4 Years in this insurance plan. You can see them below:-
Waiting Period of 2 Years
Waiting Period of 4 Years