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Health Insurance 1716 views March 27, 2020
Highlights
The Coronavirus Outbreak is getting worse day by day and many individuals are panicking about it. Some of them are hoarding necessity for themselves and some have started taking health insurance for themselves and for their families. But before you take any health insurance you must see whether it covers the risk of Coronavirus disease. All Health Insurances doesn’t cover the risk of Coronavirus diseases. There are only some of them that can be used to cover the risk of Covid-19 disease. On the other hand, health insurances that cover Coronavirus risks have a long list of terms and conditions that has to be fulfilled by the policy taker.
Table of Contents
After the outbreak of the Pandemic Disease, there are basically two companies that have come up with the health insurance for Covid-19 patients.
ICICI Lombard has launched a Health Insurance plan known as the ICICI lombard Covid-19 Protection Cover. You can take this insurance at just a premium of INR 149. The sum insured under this policy is of INR 25000 and with a waiting period of 14 days.
Details of Covid-19 Insurance Cover
Terms and Conditions
You can see that this health insurance plan will cover all the risks related to the Coronavirus disease. Similarly, Star Health has also introduced the Coronavirus Insurance policy for covering the Covid-19 risks.
This Health Insurance Plan Covers you for Coronavirus Disease. If you are tested positive for the disease then you are entitled to get the sum insured. There are two categories of this Health Insurance plan. In the first category, you can ensure a sum of INR 42000 by paying a premium of INR 1083 and in the second category, you’ll get an insurance cover of INR 21000 by paying a premium of INR 542.
Features of Coronavirus Health Insurance Policy by Star Health
Terms and Conditions
Conclusion
Before taking any health insurance plan, you must see whether it covers the Coronavirus disease. All the Health Insurance Plan doesn’t cover the Coronavirus risks. But the policies mentioned above are especially for the Coronavirus patients, so you can cover the risk through these policies. Read all the features of both and policies and have a deep look at the terms and conditions. These plans will be best for senior citizens because this disease has the majority victims of above 60 years of age. So, if you really care for your loved ones and then take the policy for them because it will definitely compensate you during your medical emergencies.