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Health Insurance 1723 views September 19, 2020
Go Digit General Insurance Company has various health and investment plans. It has always amazed its customers with the services. You can cover a lot of health risks and expenses by taking the health plan from this company. Recently, it has launched the Digit Total Protect Policy that covers all the risks related to your health. This insurance plan covers accidental damages and hospitalization expenses and 27 different types of problems. There is a flexibility of adding the cover to this insurance plan among the 27 options. You must explore all the 27 covers available under this plan and their minimum and maximum coverage.
Table of Contents
Now, you must explore all the coverage that you can avail of in this policy. These covers will cover various types of health risks. You can explore all of them in detail.
The company will pay 100% of the Sum Assured if in case the insured dies due to an accident. The minimum sum assured for the accidental death benefit is Rs.5000 and it is a maximum of up to Rs.20 Crore.
If you have opted for this cover then the company will pay you 100% of the Sum Assured. The insured can enjoy this benefit only if he has become permanently and totally disabled. The minimum Sum Assured for this cover is Rs.5000 and it is a maximum of up to Rs.20 Crore.
The minimum sum assured in this option is Rs.5000 and a maximum of up to Rs.20 Crore. You can see the percentages of the sum assured for different types of Permanent Partial Disability.
Injury | Percentage of the Sum Assured |
---|---|
Loss of each arm at the shoulder joint | 70% |
Loss of each leg above the center of the femur | 70% |
Loss of each arm to a point above elbow joint | 65% |
Loss of each leg up to a point below the femur | 65% |
Loss of each arm below elbow joint | 60% |
Loss of each hand at the wrist | 55% |
Complete and irrecoverable loss of sight of an eye | 50% |
Loss of each leg to a point below the knee | 50% |
Loss of each leg up the center of the tibia | 45% |
Loss of each foot at the ankle | 40% |
Loss of hearing in each ear | 30% |
Loss of each thumb | 20% |
Loss of each index finger | 10% |
Loss of sense of smell | 10% |
Loss of each other finger | 5% |
Loss of each big toe | 5% |
Loss of sense of taste | 5% |
Loss of each other toe | 2% |
If in case your body is severely injured due to an accident then the company will pay you the loss of income benefit. The minimum income in a week starts from Rs.1000 and it is a maximum of Rs.2 Lacs per week.
In this benefit, you will get a cover for your child’s education in case of accidental death or permanent total disability. The sum assured in this cover starts from Rs.5000 and it will be a maximum of Rs.50 lacs.
You will get a discount on the premium if you take more covers in this insurance plan. You can see the percentage of discounts in the table given below:-
No. of Covers Opted | Discount Percentage |
---|---|
1 to 4 Covers | 0% |
5 to 8 Covers | 14% |
9 to 12 Covers | 19% |
13 to 16 Covers | 22% |
17 to 20 Covers | 26% |
More than 20 Covers | 28% |