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Health Insurance 4720 views September 12, 2020
As we can see that the COVID-19 cases are increasing day by day so it is really necessary to be financially prepared to fight this disease. Therefore IRDA has launched a common policy known as the Corona Rakshak Policy and it has to be sold by all the leading insurance companies of India. Corona Raksha plan is basically an individual health plan that can help you to fight COVID-19 disease. The coverage of this plan starts from the day when you are tested positive for the COVID-19 test. But there is a waiting period of 15 days in this health insurance plan. You can see the features and other details of this plan if you are planning to buy it.
Table of Contents
You must explore the various benefit of this health plan and see how it can help you to fight the COVID-19 disease.
Receive 100% of the Sum Assured
The company assures you to pay 100% of the Sum Assured if you are tested positive for COVID-19 Disease. On the other hand, the company needs a hospitalization continuously for 72 hours in order to pass the claim.
Multiple Options to Choose the Sum Assured
This insurance plan has multiple options for choosing the Sum Assured. You can get a cover starting from Rs.50 Thousand to Rs.2.5 Lacs. The options available for the sum assured are Rs.50 Thousand, Rs.1 lac, Rs.1.5 Lacs, Rs.2 Lacs, and Rs.2.5 Lacs.
Various Policy Terms
You are free to choose the term of the policy as per the need for coverage. The options to decide the policy terms are for 105 Days, 195 Days, and 285 Days. There will be a waiting period of 15 days and it starts from the date of inception of the policy.