Chola MS Flexi Health Insurance Policy

Nowadays, it has become really necessary for all individuals to take a health insurance plan. Not only it protects you from the health risks but also provides a lot of other coverage. You will have to take the health issues is one of the major concerns because it washes away all your savings. Therefore, the Chola MS Flexi Health Insurance Policy might be the best option for you. It has a variety of options for the Sum Assured. On the other hand, it covers a lot of health risks and you can add your family members as well under the same plan. So, you must explore the key features of this plan, and then you can choose it for yourself and for your family members.

Key Features of Chola MS Flexi Health Insurance Policy

1. Multiple Premium Paying Frequency modes.
2. Flexibility of choosing the Sum Assured among various options.
3. Cover your loved ones under the same health insurance plan.
4. Restore the Sum Assured and it is up to 100%.
5. Road Accidents are also covered in this health plan.
6. There is a waiting period of just 36 months for pre-existing illnesses.
7. Cashless facility at 8100+ network hospitals across the country.
8. Direct claim settlement and there is no involvement of any third party.
9. Get tax deductions under section 80D of the Income Tax Act 1961.

Benefits of Chola MS Flexi Health Insurance Policy

Here are some of the benefits of this policy that you must explore before buying it. See the types of coverage you will enjoy in this health insurance policy.

1. All the hospitalization expenses are covered in this plan.
2. This plan covers the pre-hospitalization expenses prior to 30 days.
3. The post-hospitalization expenses are also covered in this plan for up to 60 days.
4. You will get a cover for the day care procedures in this plan.
5. All the expenses related to the AYUSH Treatment are covered in this health plan.
6. The company will reimburse the expenses related to the domiciliary hospitalization.
7. The Organ Donor’s expenses will also be reimbursed in this plan.
8. Enjoy the Emergency Ambulance Expenses cover that is 1% of the Sum Assured up to a maximum of Rs.2000.
9. The expenses of the new born baby is also covered in this plan but on the condition that the mother is a part of the plan.
10. There is no need for a medical check-up if your age is below 50 years.

Add-on Benefits

There are some add-on benefits of this plan that are not a part of the plan. They are added to the plan on the will of the insured. So, you can go through the add-on benefits of the Chola MS Flexi Health Insurance Policy.

Sum Assured Restoration

1. Restore the Sum assured up to 100% if in case your Sum Assured is exhausted.
2. This benefit will not be given in case of a Road Accident.

Additional Sum Assured in case of Road Accident

1. Get an addition of 25% of the Sum Assured in case of a Road Accident.’
2. The restoration of the Sum Assured will only be provided if you met with a road accident.

Daily Care Benefits

1. Get Daily Cash benefit of Rs.500 per day if you accompany a person.
2. The cash benefit will be for a maximum of 10 days per policy term.
3. This benefit will be given only if your claim has been accepted.

Mortal Remains Expenses Cover

1. Get a Cover of up to Rs.3000 for the Repatriation of Mortal Remains.
2. The company will only make the payment when it accepts the claim under base cover.

Second Opinion Cover

1. The company will reimburse the expenses related to Specialist Medical Opinion.
2. This benefit will be a maximum of Rs.25000.
3. The company will only make the payment when it accepts the claim under base cover.

Other Details of Chola MS Flexi Health Insurance Policy