Quote Form

Our representative will call you within few minutes
Health Insurance 495 views May 21, 2021
Chola Criticare Plan covers 12 major critical illnesses and surgeries. So, if any time during the policy term you are diagnosed with any of the covered critical Illnesses or surgeries as defined in this policy, you’ll be entitled to a lump sum benefit equaling the sum insured. The critical illnesses/surgeries shall be covered after 90 days of commencement of the policy. Read this page further and know the list of covered critical illnesses/surgeries under the Chola Criticare Plan.
Table of Contents
The insurer shall cover the following illnesses/surgeries during the policy period
The policy benefit shall be payable if you complete the survival period. A survival period of 30 or NIL days shall apply to your policy from the date of diagnosis of the illness. So, you have to survive for a period of 30/NIL days from the date of diagnosis to be eligible for the benefit under the policy. The insurer is not liable for payment of any claim in case you die within the survival period.
This policy does not cover any loss resulting due to the following:
After completion of eight continuous policy years, nothing shall be payable under this policy. The moratorium period shall apply to your policy sum insured and, in case of enhancement of sum insured, the moratorium period shall apply to the enhanced limits only. After the expiry of the moratorium period, no claim under this policy shall be contestable except those which are proven fraud and come under permanent exclusions.