Quote Form

Our representative will call you within few minutes
Health Insurance 1026 views February 27, 2021
It is believed that motherhood is life’s greatest journey. But when going through this journey, you would also want to be assured about your family’s health and your newborn baby. Care Joy Tomorrow Plan could be the perfect health insurance plan that can take care of the maternity and healthcare needs with its tomorrow plan option. With the rising cost of healthcare, dealing with maternity expenses can be costly, and that’s why you need a comprehensive maternity plan.
We are showing the striking features of the Care Joy Tomorrow plan below so that you can have an overview of the plan.
Want to know about these features in detail so that you can get a clearer idea about the Care Joy Tomorrow Plan? Here, we will discuss the same along with its policy term, premium amount, the sum assured, eligibility criteria, etc. Do read to know more!
Table of Contents
With the Care Joy Tomorrow plan, individuals can choose between the sum insured options of INR 3 lakh and INR 5 lakh according to their convenience.
Individuals can get a policy term of up to 3 years on choosing the Care Joy Tomorrow plan. However, there is an important thing related to this plan from Care Life – the waiting period for maternity cover stands at 24 months from the inception of the policy.
If you are looking for a health insurance plan that can take care of your finances when preparing for maternity-related expenses, Care Joy Tomorrow Plan could be the right fit for you! Now, we are providing its detailed benefits. Have a look!
When you choose this special plan from Care Life, you will get maternity coverage according to the chosen sum insured option. The plan will provide coverage against all maternity-related expenses during the hospitalization for the delivery of the child. One of the best things about this plan is that it also covers pre-and post-natal expenses.
The maternity coverage will be up to INR 35,000 and INR 50,000 for the sum insured of INR 3 lakh and INR 5 lakh, respectively.
With this plan, your newborn baby will also receive coverage against all the medical expenses from birth until the completion of 90 days up to INR 30,000 and INR 50,000 for the sum insured of INR 3 lakh and INR 5 lakh, respectively. After this duration, your child would need a regular policy for which you will need to pay an additional premium.
Individuals will also get a lump sum amount of INR 50,000 in case the child has some newborn birth defects.
With the optional No Claim Bonanza feature, the Care Joy Tomorrow plan gives you a bonus of 100% of your sum insured if you haven’t made any claims during the policy tenure of 3 years.
On the premium paid towards the policy, individuals can also enjoy tax benefits under Section 80D of the Income Tax Act, 1961.
Apart from the benefits mentioned above, you can check some other prominent benefits of the Care Joy Tomorrow Plan below.
Will Individuals Need to Undergo Pre-Policy Medical Checkup?
It will depend on the age of the policyholder. Individuals up to the age of 45 years will not need to undergo pre-policy medical checkups. Any individual who is 46 years and above will need to undergo a pre-policy checkup. The cost of this check-up will be borne by the company.
Have a look at the conditions related to the Care Joy Tomorrow plan that you need to meet when choosing this plan.
Policy Parameter | Details |
---|---|
Minimum Entry Age | For Adults - 18 years For Child - 1 day Newborn - 1 day |
Maximum Entry Age | For Adults - 65 years For Child - 24 years Newborn - 90 days |
Exit Age | Lifelong |
Maternity Cover | Available only up to 45 years of age |
Cover Type | Individual or Family Floater |
Grace Period ( This period will start if you fail to pay the premium on the due date) | 30 days from the premium due date |
There are a few things for which individuals will not get any coverage under this plan. Do check them below!