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Health Insurance 3419 views December 4, 2019
In today’s super-fast world, when life is so unpredictable, it becomes extremely vital to have a well-crafted health insurance plan. Not having one can put you as well as your family under serious financial recursions in case of some health issues that may be due to an illness or maybe an injury. Whether you dig into your savings or you take a loan, medical treatment is often heavy on the pocket. But buying a health insurance plan is not that easy. The market is flooding with names that sell Mediclaim plans.
We bring to you a guide that would take you through the entire process. So, if you too are wanting to buy a mediclaim policy, read on:
Table of Contents
The reasons to invest in Care Mediclaim Policy are plenty, her’s a look at the top reasons to invest in one of its plans.
In an endeavour to keep your worries to the minimum, Care ensure that making a claim is simple and convenient. When in a medical emergency, remember to contact customer care within a period of 48 hours. In case the hospitalisation is a planned one, try informing the company 48 hours before the hospitalisation. Thereafter, the Pre-Authorisation Form or the Reimbursement Form has to be carefully filled-in and submitted at the hospital’s Insurance counter.
Care Mediclaim Policy offers you the freedom to choose from a few plans. Depending on your budget and your requirements, you can select the most appropriate policy. Compare them and make a choice today.
Basic Features of the Plan | Care Super Saver Plan | Care Elite Plan | Care Elite Plus Plan | Care Global Plan | Care Global Plus Plan |
---|---|---|---|---|---|
In-Patient Expenses | As high as the Sum Insured selected | As high as the Sum Insured selected | As high as the Sum Insured selected | As high as the Sum Insured selected | As high as the Sum Insured selected |
Expenses before Hospitalisation | 30 days | 30 days | 30 days | 30 days | 30 days |
Expenses after Hospitalisation | 60 days | 60 days | 60 days | 60 days | 60 days |
Rent of Hospital Room | To an amount that equals 1% of the Sum Insured | Individual Private Room | Individual Private Room, that can be upgraded | Individual Private Room, that can be upgraded | Individual Private Room, that can be upgraded |
ICU Expenses | To an amount that equals 2% of the Sum Insured | No upper limit | No upper limit | Info NA | Info NA |
NCB | Available | Available | Available | Available | Available |
Cover for Organ Donor | INR 50,000 | INR 1 lakhs | INR 2 lakhs | INR 3 lakhs | INR 5 lakhs |
Medical Check-Ups | Available for all members | Available for all members | Available for all members | Available for all members | Available for all members |
Ambulance/Transport Cover | INR 1,500 per hospitalisation | INR 2,000 per hospitalisation | INR 2,500 per hospitalisation | INR 3,000 per hospitalisation | INR 3,000 per hospitalisation |
There are certain conditions that cannot be covered under Care Mediclaim Policy, let us take a look at them:
Conclusion
Medical costs are sky-high, thus making the importance of a mediclaim policy indisputable. In today’s world having health insurance is a smart move that can save you from financial crunches all your life. Mediclaim Policy not just rescues you from a financial crunch but also gives you the assurance that even in a crisis, you will be prepared.