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Health Insurance 6993 views December 18, 2020
Care Health Insurance Company, formerly known as Religare, is an insurance company that offers a wide number of health insurance plans. People can meet medical emergencies through these health plans. The Care Health Insurance Company is a venture between Religare, Union Bank and Corporation Bank. This company offers health plans for youth and as well as for senior citizens covering many illnesses and critical illnesses. On the other hand, you can take an individual health plan and also the family floater plan. This company has also won many awards for its outstanding services. Let’s move on to the types of health plans offered by the Care Health and you can find the best plan as per your needs.
Table of Contents
The Care Health Insurance Company offers multiple health plans covering different types of health risks. You can explore all the health plans of this company in the table given below.
Name of the Health Plan | Policy Coverage and Details | Eligibility |
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Youth Health Insurance Plan |
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Care Advantage |
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Care Plus |
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Care Senior |
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Cancer Insurance |
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JOY Maternity Insurance |
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Care Health Family Plan |
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Arogya Sanjeevani |
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Critical Illness Insurance |
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Care for 45+ |
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Care Heart |
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Care Freedom for Diabetics |
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Enhance |
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As we know that there are multiple health insurance companies so it is not easy for an individual to choose one among them. But you must go through the stats of Care Health Insurance Company that might convince you to buy some health plans from this company.
A major percentage of the health insurance companies in India allow their customers to choose between the benefits of cashless claim settlement or reimbursement of the expenses made on treatment. While most customers opt for the cashless settlement option, emergency treatment in any one of the hospitals outside the insurer’s network implies seeking reimbursement of the expenses made. The claim intimation process for cashless treatment at one of the network hospitals and reimbursement of treatment expenses is different.
You must inform the insurance company in advance of your intent to get yourself treated in the event of planned hospitalization at least 48 hours before getting admitted to the hospital for necessary treatment. You may either call on the customer care helpline number 1800-102-4488 or intimate the same through email at customerfirst@Carehealthinsuance.com. In case of emergency hospitalization, inform the insurance company within 24 hours of the admission to the hospital.
Fill in the necessary details shared in the pre-authorization form available at the hospital’s insurance/TPA desk. Alternatively, policyholders may download the pre-authorization form from the insurance company’s website. Post-filling of the details in the form and its submission, the hospital will fax the completed pre-authorization form to the insurance company.
The pre-authorization form submitted goes through a series of procedures during which the insurance company reviews the case and documents submitted by the insured or the policyholder. On approval of the request form submitted, the insurance company informs the policyholder and the hospital about the same. Submission of incomplete details or the requirement of any further information will stall the pre-authorization process. Necessary details must be quickly submitted to ensure timely pre-authorization before the treatment process.
Emergency hospitalization may result in the patients getting admitted to a hospital outside the health insurance company’s network. In the event of such sudden hospitalization, the insurance company must be informed within 24 hours of patients being admitted.
The policyholders may choose to either download the pre-authorization form from the insurer’s site or approach the insurer’s desk at the concerned hospital. The policyholder would be required to fill in the following details in the claim settlement form. These include:-
To ensure an easy and hassle-free claim settlement process of their health plans, policyholders have to submit certain necessary documents. These include:
Effective customer care service and prompt claim settlement have resulted in several people opting for claim insurance renewal. In addition, customers who had initially bought other health insurance plans are now renewing their policies with Care Health Insurance. Also, the policyholders can opt for a higher sum insured during the policy renewal.
Care Health Insurance Company Limited,
5th Floor, 19, Chawla House, Nehru Place, New Delhi-110019