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Health Insurance 3095 views December 11, 2019
A health insurance policy is a way of protecting ourselves from the uncertainties of life in every possible way. Health insurance policy is an instrument that helps us in safeguarding and providing protection against the financial burden caused due to medical emergencies. Investing in a health insurance policy is a smart decision as it provides maximum financial protection so that your savings are not drained.
Today, buying a health insurance policy is a necessity as the healthcare expenses are on a constant rise. Also, our current sedentary lifestyle pattern makes it more important to avail health insurance as we frequently require healthcare assistance. Care health insurance company limited is one of the leading health insurance providers in India, dedicated to offering a specialized range of health insurance products. The company has a strong and robust presence, across various locations in India. Apart, from the strong presence, the company also has a strong online presence that makes buying of policy easy and hassle-free.
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Today, a health insurance plan is a necessity as the rising cost of medical treatment. A health insurance plan protects an individual from a financial crisis caused due to the ever-rising cost of medical treatments. Thus, the following are the advantages of buying health insurance plans
Care Health Insurance Company offers affordable health insurance policies as per the insurance needs of its customers. the company believes in offering customized health insurance to all so it has products offering a wide range of sum insured so that you do not have to worry about finances. Following are the key benefits offered by Care health insurance 5 lakhs:
The company has a strong partnership with leading healthcare providers in India like Fortis Healthcare Limited and SRL Diagnostics. So, the enriched partnership helps in offering good products to the customers.
Care health insurance company has a strong and wide hospital network. The policyholder has an option to select the hospital for availing cashless hospitalization treatment across India.
Care Health Insurance company has a wide range of products that help you cater to all your insurance needs. The company has a health insurance product for every phase of life i.e. individual health insurance plan, family floater plan, heart care health insurance plan, etc. an adequate range of products for every one
The Care health insurance 5 lakhs plan can be purchased easily and quickly. The company has a strong physical as well as virtual presence that makes it easier for the customers to buy a health insurance plan or pay the premium as per their convenience. They can either visit the nearest branch office or can buy the plan online.
The company offers ‘No Claim Bonus’ on specific plans for every claim-free year.
Care health insurance company is one of the leading insurance providers in India having a high claim settlement ratio. The claim settlement ratio of Care Health Insurance Company Limited has set a benchmark of tremendous growth and registering an incurred claim ratio of 93% for the 2018-2019 financial year.
Care Health Insurance Company Limited offers top-notch insurance products to its customers. the company has designed health insurance products for every phase of life. The strong hospital network and well-curated products make Care Health Insurance 5 Lakhs products a must-buy. Here we have curated a list of Care health insurance 5 lakhs products and the key features and benefits.
This plan is designed to offer health insurance coverage to the entire family. This a comprehensive health insurance plan offering coverage for the medical expenses for you and your entire family. This plan offers the auto-renewal facility and free health check-up facilities for the entire family.
Benefits of Care Health Insurance Plan:
Eligibility of Care Health Insurance Plan:
The plan offers to cover for the expenses incurring during childbirth. The plan offers two variants namely Joy Today (covers for the expenses of childbirth) and Joy Tomorrow (covers for the expenses of the new-born).
Following are the key features and benefits of the plan:
|Key Features||Joy Today||Joy Tomorrow|
|Sum Insured||Rs 3 Lakhs or Rs 5 Lakhs||Rs 3 Lakhs or Rs 5 lakhs|
|Maternity Waiting Period||9 months||24 Months|
|Type of coverage||Individual||Individual|
|Additional Benefits||Avail tax benefits on premium paid|
|The facility of a free-look period of 15 days
|Covers for pre-hospitalization and post-hospitalization expenses for 30 days and 60 days respectively|
|Free Cover offered to a new-born baby for 90 days
This is a senior Citizen Care Health Insurance 5 Lakh plan that offers a sum insured coverage ranging between Rs 3 Lakhs to Rs 10 Lakhs. Let us see the main features of the plan having a sum insured 3 lakhs and 5 Lakhs:
|Sum Insured||3 Lakh||5 Lakh|
|In-Patient Care||Covers up to the amount of sum insured||Covers up to the amount of sum insured|
|Day Care Treatment||Covers up to the amount of sum insured||Covers up to the amount of sum insured|
|Recharge of Sum Insured||100 per cent of the original Sum Insured subject to exhaustion of the Sum Insured||100 per cent of the original Sum Insured subject to exhaustion of the Sum Insured
|Health Check-up Facility||Yes, Annually||Yes, Annually|
|Consumable allowance||Rs 750 / day||Rs 1000 / day|
|Companion Benefit||Rs 10000(in case of hospitalization for more than 10 days)||Rs 15000 (in case of hospitalization for more than 10 days)|
|Ambulance cover||Up to Rs 1000 per hospitalization||Up to Rs 1000 per hospitalization|
|Domiciliary Hospitalization||Up to 10% of the Sum Insured covered after 3|
|Up to 10% of the Sum Insured covered after 3
|Tenure||1 Yr./ 2 Yr. or 3 Yr.||1 Yr./ 2 Yr. or 3 Yr.|
The plan covers the healthcare expenses of senior citizens above 61 years of age.
Features and Benefits of Care Senior Plan:
The plan offers unique features and facilities as under:
Enhance Plan offered by Care health insurance company is a top-up plan that offers an additional safety net to the policyholder. This plan is advantageous when the hospital bill exceeds exponentially.
Features and Benefits of Care Enhance – Super Top-up Health Insurance Plan
Following are the features and benefits of the plan:
Thus, above are the various plans of Care Health Insurance 5 Lakhs. These affordable plans make it easier for people to avail health insurance and safeguard themselves financially in times of medical emergencies.
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