Health Insurance 828 views December 16, 2020

Getting quality medical care when both hospital bills and medicines cost are rising with each day is a tough ask for individuals. Both planned and unplanned medical treatments can hurt your finances. That’s why it is a good idea to have Bajaj Allianz Health Insurance that can protect your finances in an unpleasant situation. One of the best features of the health insurance policies from Bajaj Allianz Health Insurance is that individuals get a higher coverage amount and several other benefits by paying an affordable premium amount. Moreover, individuals get the much-needed peace of mind in case you or your family member needs to visit the hospital.

Health Insurance

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But what are those significant reasons because of which you should choose Bajaj Allianz Health Insurance? Well, this page will discuss the same along with different Bajaj Allianz Health Insurance Plans and their benefits that you can enjoy. So, without wasting any time, let’s get to it!

Why Should You Go for Bajaj Allianz Health Insurance?

One of the major worries that individuals usually have in their mind when choosing any Health Insurance plan is the Claim Settlement history. With a Health Claim Settlement Ratio of 77.61%, Bajaj Allianz Health Insurance instills the confidence one requires when making a claim. Also, Bajaj Allianz has more than 6,500 Network Hospitals where you can enjoy the cashless treatment facility. Just admit into the hospital in case of any medical emergency, get the treatment, and get discharged without paying a penny. The company will settle the bill with the hospital.

Apart from this, there are several other reasons such as Cashless Treatment facility, Tax Benefits, Daily Hospital Cash, Cumulative Bonus, Free Health Check-ups, LifeLong Renewability, which make Bajaj Allianz Health Insurance plans one of the popular choices among customers.

Types of Bajaj Allianz Health Insurance Plans

With Bajaj Allianz Health Insurance, individuals get to choose from a wide range of plans according to their lifestyle and requirements. Bajaj Allianz Health Insurance Plans are Individual Plan, Family Plan, Critical Illness Insurance, Critical Illness Insurance for Women, Senior Citizen plans, Personal Accident Insurance, M Care Health Insurance, Aarogya Sanjeevani Policy, Star Package Policy, etc. Here, we are discussing the key features of some of the popular plans by Bajaj Allianz Health Insurance. Do check!

Bajaj Allianz Individual Health Insurance Plan

Before taking care of your family, you must invest in your health. This can be done by choosing an Individual Health Insurance from Bajaj Allianz. Want to know its key features? Check them out below!

  1. Platinum Plan Option with which you get Cumulative Bonus of 50% per Claim free year
  2. Recharge Benefit when you exhaust your sum insured because of your higher claim amount
  3. Flexibility to choose from 3 Plan Variants offering Sum Insured of INR 1.5 lakh to INR 1 Crore
  4. Coverage for your extended families such as parents, in-laws and siblings
  5. Daycare procedure Cover
  6. Daily Cash Benefits up to INR 500 per day (up to 10 days of Hospitalization)
  7. Road Ambulance expenses up to INR 20,000 per policy period
  8. Bariatric Surgery Coverage
  9. Ayurvedic and Homeopathic Treatment up to INR 20,000

Bajaj Allianz M Care Health Insurance Policy

There are a few common illnesses like Dengue Fever, Malaria, Zika Virus, Chikungunya for which you may have to undergo a costly treatment. To protect your finances from such Vector-Borne Diseases, you can choose M Care Health Insurance Policy. Some of the highlights of this plan are given below. Do check!

  1. Floater Policy option that covers Spouse, Dependent Children, and Dependent parents
  2. Cashless treatment
  3. Coverage against Vector-Borne Diseases – Dengue Fever, Malaria, Filariasis, Kala Azar, Chikungunya, Zika Virus, Japanese Encephalitis
  4. 20% discount on the premium amount on buying the plan from Bajaj Allianz’s website
  5. Sum Insured option ranging from as low as INR 10,000 to INR 75,000
  6. Lifetime Renewal Facility
  7. Entry age of 18 to 65 years

Bajaj Allianz Family Health Insurance Plan

To cover yourself and your family with a comprehensive health insurance plan from Bajaj Allianz Health Insurance can be a good financial decision. We are discussing some of the prominent benefits of this plan below. Have a look!

  1. Immediate Family Cover for yourself and your family members
  2. Cover for Pre- and Post-Hospitalization expenses
  3. Daily Cash Benefits of INR 500 per day
  4. Maternity and NewBorn baby cover under Gold & Platinum Plan Variants
  5. Cover for Organ Donor’s treatment
  6. Benefits payout up to INR 7,500 per year as Convalescence Benefits in case of continuous hospitalization for 10 days
  7. Cover for Daycare Treatments

Bajaj Allianz Critical Illness Health Insurance

A critical illness can make you pay too much. You can thus choose Bajaj Allianz Critical Illness Health Insurance and get that cover. With this plan, you will be covered for 10 Critical medical conditions like Cancer, Kidney Failure, Stroke, Major Organ Transplant, etc. To know its features, check them below.

  1. Multiple Sum Insured Options – For individuals between 6 to 60 years of age, the Sum Insured ranges from INR 1 lakh to INR 50 lakh, while for individuals between 61 years to 65 years, it will range from INR 1 lakh to INR 5 lakh
  2. 100% payout can be received if an individual survives for 30 days after the diagnosis of the disease
  3. Cover your whole family, including children above 6 years of age
  4. Increase Sum Insured at policy renewal
  5. On choosing the Special Women Plan, you can get Children Education Benefit, Congenital Disability Benefit, Critical Illness cover against Breast Cancer, Ovarian Cancer, Vaginal Cancer, Burns, etc.

Bajaj Allianz Personal Accident Insurance

There is no certainty about the accident as it can happen to anyone, anywhere, anytime. With this personal accident insurance plan from Bajaj Allianz, you can provide financial security for you and your loved ones against any accidental injuries. Let’s check the features of this plan below before choosing the same.

  1. Extensive Cover – up to 200% of the sum insured in case of Permanent Total Disability, up to 75% of the Sum Insured in case of a permanent partial disability
  2. 100% Sum Insured Coverage to the nominee in case of death due to an accident
  3. Provides Coverage to yourself, your spouse and children
  4. Hospital Confinement Allowance ranging from INR 1,000 to INR 2,500 per day ( up to a maximum of 30 days)
  5. Children Education Benefit of INR 5,000 towards the cost of education, up to 2 dependent children
  6. 10% Cumulative Bonus on every claim-free year
  7. Option to enhance your Sum Insured upon policy renewal

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