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Health Insurance 1743 views September 7, 2020
In this rising phase of medical cost, it becomes really necessary for many individuals to buy a health insurance plan. Health plans help the individuals to manage their medical emergencies and save their funds from washing away for the treatment. If you are willing to cover your medical expenses then you must take a look at the Bajaj Allianz Extra Care Plus Plan. This plan will give you a cover for the medical expenses, maternity expenses, organ donor expenses, and hospitalization expenses. On the other hand, there is no need for a medical check-up until the age of 55 years. So, you must explore all the key features and benefits of this plan before buying it.
Table of Contents
You can have a look at the features of this insurance plan in detail. See all the expenses that are covered in this plan and how it will help you during medical emergencies.
If in case you are hospitalized on the doctor’s advice then the company will pay you the medical expenses during hospitalization. The claim amount will be decided by the company and will be transferred directly to the network hospitals.
The following expenses will be covered by the company if you are hospitalized.
All the expenses incurred prior to 60 days of hospitalization will be covered in this plan. The pre-hospitalization expenses will only be covered if your in-patient claim is accepted by the company.
All the expenses done after 90 days of discharge from the hospital are covered in the Bajaj Allianz Extra Care Plus Plan. This cover will only be given if your in-patient claimed is approved by the company.
There are some modern treatments that are given below. The company will pay you 50% of the Sum Assured or Rs.5 lacs whichever is lower if you are going for the modern treatment.
The maternity expenses are covered in this plan and the company will cover the following expenses:-
You will get a cover for the expenses of the road ambulance. The maximum road ambulance cover is up to Rs.3000 per hospitalization and it will be only given to you if your medical expenses claim is accepted by the company.
If you go through surgery for organ transplantation then the donor’s expenses will be covered in this policy. The reimbursement will be made for the following expenses:-
Your medical check-up expenses will be reimbursed at the end of every continuous period of 3 years. The reimbursement will be:-
Particulars | Details |
---|---|
Minimum Age of Entry for Insured, Spouse, and Dependent Parents | 18 Years |
Maximum Age of Entry for Insured, Spouse, and Dependent Parents | 80 Years |
Minimum Age of Entry for Dependent Children | 3 Months |
Maximum Age of Entry for Dependent Children | 25 Years |
Policy Term Options | 1 Year, 2 Years, and 3 Years |
Discount for the Policy Term of 2 Years | 4% |
Discount for the Policy Term of 3 Years | 8% |