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Health Insurance 858 views March 12, 2021
The Government of Rajasthan launched Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana on 30th January 2021. Under this government health insurance scheme, over 1 Crore 10 Lakh families will receive health cover up to INR 5 Lakh. Earlier, this policy coverage was up to INR 3,30,000 only, but now it has been increased to INR 5 Lakh. This is a family floater plan, so your whole family will be protected financially against medical emergency expenses. Also, the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana helps you get medical treatment at both government and private hospitals. Know further features and benefits of AB – MGRSBY below.
Table of Contents
This Rajasthan Government Health Insurance will cover the following common ailments up to INR 50,000 –
You will get financial coverage up to INR 5 Lakh against critical illness under this government health insurance scheme. Some common critical illnesses are –
AB – MGRSBY shall pay for the medical expenses incurred 5 days before hospitalization, and such expenses will come under the category of pre-hospitalization medical expenses. And if your attending doctor has prescribed medicine/drugs and any tests post-discharge from the hospital, the same shall be covered up to 15 days and come under the category of post-hospitalization medical expenses.
It means you are financially covered with every medical emergency under AB – MGRSBY.
With the AB – MGRSBY cashless treatment, you do not need to pay money to the hospital for any type of treatment. A health card will be provided to you under this Rajasthan government healthcare scheme. And to claim the policy sum insured, you just need to show your health card in the hospital. After which, the entire cost of the medical treatment shall be borne by the Government of Rajasthan.
Note – Cashless treatment is provided only by Rajasthan government-empaneled hospitals
If you want to enroll under the AB – MGRSBY, you should meet the following criteria –
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