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Health Insurance 2147 views September 5, 2020
The demand for the health insurance plan is increasing day by day. But on the other hand, the coverage of most of the health insurance plan is limited up to the boundaries of India. If you want to take treatment outside India then your health insurance policy might not cover those treatments. So, here is the Aditya Birla Global Health Secure Insurance Plan that covers the treatment of 16 different types of illnesses even if you take the treatment outside India. This plan covers the accommodation and travelling expenses done for the treatment outside India. So, you must explore the features and the expenses that are covered in this plan.
Table of Contents
Now, you must go through the benefits of this plan and see the expenses that will be reimbursed by the company in this plan.
All the expenses incurred during in-patient hospitalization outside India are covered in this insurance plan. There are 16 major illnesses that are covered in this plan and a cashless settlement is made to the hospitals if you are going for the treatment. Room’s Rent, Doctor’s Fees, Operation Theatre Expenses, Medical Expenses, and drug expenses are covered in this insurance plan.
All the expenses done for purchasing prescribed medicines or taking a diagnostic test are covered for up to 30 days after you are discharged from the hospital. This cover is known as the Post-Hospitalization Cover.
The donor’s expenses are also covered in this plan. If you are going through an organ transplant surgery then the expenses incurred for it will be reimbursed by the company.
If you are going outside India for the treatment then the travelling expenses will be covered by the company. The cost of the accompanying attendant and his travelling expenses will also be reimbursed by the company to you.
The company will cover the accommodation expenses as well if you stay in a hotel prior to treatment. The accommodation expenses of the accompanying attendant will also be reimbursed by the company. This benefit will only be given to you if your in-patient claim is accepted by the company.
If in case the insured dies during the in-patient hospitalization due to any of the major illness then the cremation or burial expenses will be covered in Aditya Birla Global Health Secure Insurance Plan. Your remains will be buried or cremated in the city where the death has occurred.
If you are diagnosed with any of the major illness during the policy term then you can have a second opinion from the panel of international medical practitioners.
The company will provide free guidance related to Visa and documentation process. If you are travelling abroad for the treatment then you can ask the necessary things related to travel from the company. The company will guide you and resolve all your queries.
Now, you must see the waiting period of this policy that means during the waiting period no claim will be accepted by the company.
Particulars | Details |
---|---|
Minimum Age of Entry for Dependent Children | 91 days |
Maximum Age of Entry for Dependent Children | Below 5 Years |
Minimum Age of Entry | 5 Years |
Maximum Age of Entry | 65 Years |
Renewal Age | No Limit |
Minimum Policy Term | 1 Year |
Maximum Policy Term | 3 Years |