Aditya Birla Global Health Secure Insurance Plan

The demand for the health insurance plan is increasing day by day. But on the other hand, the coverage of most of the health insurance plan is limited up to the boundaries of India. If you want to take treatment outside India then your health insurance policy might not cover those treatments. So, here is the Aditya Birla Global Health Secure Insurance Plan that covers the treatment of 16 different types of illnesses even if you take the treatment outside India. This plan covers the accommodation and travelling expenses done for the treatment outside India. So, you must explore the features and the expenses that are covered in this plan.

Key Features of Global Health Secure Plan

1. Enjoy cashless treatment for the disease abroad across various hospitals.
2. Get a cover for the accommodation expenses and travelling expenses.
3. The cost of the accompanying attendant is also covered in this plan.
4. This plan also covers the Donor’s Expenses.
5. Get second opinions from the doctor sitting at the international panels.
6. Cover a dependent child having the age of 91 days in this plan.
7. There is no maximum renewal age in this policy.

Benefits of the Birla Global Health Secure Policy

Now, you must go through the benefits of this plan and see the expenses that will be reimbursed by the company in this plan.

Hospitalization Outside India

All the expenses incurred during in-patient hospitalization outside India are covered in this insurance plan. There are 16 major illnesses that are covered in this plan and a cashless settlement is made to the hospitals if you are going for the treatment. Room’s Rent, Doctor’s Fees, Operation Theatre Expenses, Medical Expenses, and drug expenses are covered in this insurance plan.

Post Hospitalization Cover

All the expenses done for purchasing prescribed medicines or taking a diagnostic test are covered for up to 30 days after you are discharged from the hospital. This cover is known as the Post-Hospitalization Cover.

Organ Donor Cover

The donor’s expenses are also covered in this plan. If you are going through an organ transplant surgery then the expenses incurred for it will be reimbursed by the company.

Travelling Expenses Cover

If you are going outside India for the treatment then the travelling expenses will be covered by the company. The cost of the accompanying attendant and his travelling expenses will also be reimbursed by the company to you.

Accommodation Expenses Cover

The company will cover the accommodation expenses as well if you stay in a hotel prior to treatment. The accommodation expenses of the accompanying attendant will also be reimbursed by the company. This benefit will only be given to you if your in-patient claim is accepted by the company.

Cremation or Burial Cover

If in case the insured dies during the in-patient hospitalization due to any of the major illness then the cremation or burial expenses will be covered in Aditya Birla Global Health Secure Insurance Plan. Your remains will be buried or cremated in the city where the death has occurred.

Second opinion Advantage

If you are diagnosed with any of the major illness during the policy term then you can have a second opinion from the panel of international medical practitioners.

Documentation Guidance

The company will provide free guidance related to Visa and documentation process. If you are travelling abroad for the treatment then you can ask the necessary things related to travel from the company. The company will guide you and resolve all your queries.

Waiting Period

Now, you must see the waiting period of this policy that means during the waiting period no claim will be accepted by the company.

1. There is an initial waiting period of 30 days in this policy.
2. There is a waiting period of 2 years for a Specific Illness.
3. 4 Years of the waiting period is applicable for Genetic Disorders.
4. There are the options for 24 months, 36 months, and 48 months waiting period for the pre-existing illness that you will have to decide at the time of inception of the policy.

Eligibility Criteria of Aditya Birla Global Health Secure Insurance Plan