Aditya Birla Active Care Plan

Aditya Birla is one of the preferred insurance companies that provide a number of health insurance plans. As it has an affordable premium and high claim settlement ratio so many individuals prefer insurance plans from this company. Recently, it has come up with a new health plan known as the Aditya Birla Active Care Plan that covers various medical expenses. There are three options available in this plan and you will have to decide only one option at the time inception of the policy. The options available in this plan are Standard Option, Classic Option, and Premier Option. Every option has different benefits and coverage. So you must explore all the options of this plan.

Active Care Plan Options

There are three options available in this plan and you are free to choose any option as per your requirement. You can explore the benefit of every option and then choose any of them at the time of inception of the Policy.

1. Standard Active Care Plan
2. Classic Active Care Plan
3. Premier Active Care Plan

Aditya Birla Standard Active Care Plan

1. This insurance covers the In-Patient Hospitalization Expenses of the insured.
2. Shared Room Expenses are covered in this insurance plan.
3. The ICU Expenses are covered up to the sum assured.
4. 30 Days Prior to Hospitalization Expenses are covered.
5. 60 days post hospitalization expenses are covered.
6. This plan covers 586-day care procedures until the policy term.
7. There is no coverage for the domiciliary expenses in this option.
8. Get a Road Ambulance Cover of up to Rs.2000 per hospitalization in this option.
9. Organ Donor Expenses are not covered in this option.
10. Reload 50% of the Sum Insured once in a year.
11. Expenses done for the AYUSH treatment are not covered in this option.
12. Get a Home Treatment Cover of up to Rs.25000 and Rs.50000 for the Sum Assured of Rs. 3 Lacs, 4 Lacs, and 5 lacs respectively.
13. Enjoy free Health Assessment Once in a Year.
14. Get a no-claim bonus of 10% of the Sum Assured in a year until it reaches 50%.

Other Details of the Standard Option

Aditya Birla Classic Active Care Plan

1. The In-Patient Hospitalization Expenses of the insured are covered in this plan.
2. This insurance plan covers Shared Room Expenses.
3. This plan also covers the ICU Expenses up to the sum assured.
4. 30 Days Prior to Hospitalization Expenses are covered.
5. 60 days post hospitalization expenses are covered.
6. You will get a cover of 586-day care procedures until the policy term.
7. The domiciliary expenses are covered up to 10% of the Sum Assured in this option.
8. Road Ambulance expenses are covered up to Rs.2000 per hospitalization in this option.
9. Organ Donor Expenses are covered up to 50% of the Sum Assured in this option of the Aditya Birla Active Care Plan.
10. Reload 100% of the Sum Insured once in a year.
11. Expenses done for the AYUSH treatment are covered in this option of up to 10% of the Sum Assured.
12. Get a Home Treatment Cover of up to INR 25000 on Sum Assured of Rs.3 Lacs and Rs.4 Lacs and Rs.50000 for the Sum Assured 5 lacs and above.
13. Enjoy free Health Assessment Once in a Year.
14. Enjoy a no-claim bonus of 10% of the Sum Assured in a year until it reaches 50%.

Other Details of the Classic Option

Aditya Birla Premier Active Care Plan

1. You will get a cover for the In-Patient Hospitalization Expenses in this option.
2. In this option, you will get a cover for the Single Private Room.
3. Get the reimbursement of ICU Expenses up to the sum assured.
4. Hospitalization Expenses prior to 30 days are covered.
5. Hospitalization expenses post 60 days are covered.
6. This plan covers 586-day care procedures until the policy term.
7. The domiciliary expenses are covered up to the Sum Assured in this option.
8. Get a Road Ambulance Cover of up to Rs.5000 per hospitalization in case of non-network hospitals.
9. Get a Road Ambulance Cover of up to actual expenses per hospitalization in case of network hospitals.
10. Organ Donor Expenses are covered up to the Sum Assured.
11. Reload 100% of the Sum Insured once in a year.
12. Expenses done for the AYUSH treatment covered up to 25% of the Sum Assured.
13. Enjoy Home Treatment Cover of up to Rs.50000 for the Sum Assured 5 lacs.
14. Get free Health Assessment Once in a Year.
15. Get a no-claim bonus of 10% of the Sum Assured in a year until it reaches 50%.

Other Details of the Premier Option