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Health Insurance 1791 views January 23, 2021
Aditya Birla Activ Health Platinum Enhanced is a health insurance plan for you and your loved ones. It is slightly different from a simple health insurance plan. If you live a healthier life, the policy will provide you HealthReturns™ with which you can get up to 30% of your premium amount. Also, there are benefits like reload of the sum insured, choice of hospital room rent, chronic management program and coverage for COVID treatment as well. Know more about the Aditya Birla Activ Health Platinum Enhanced coverages and exclusions in the page below.
Table of Contents
You can choose your sum insured for the Aditya Birla Activ Health Platinum Enhanced plan from the following –
The insurer will pay for the following if any of the covered health risks arise during the policy term.
A copayment will apply to your Aditya Birla Activ Health Platinum Enhanced Plan where you need to pay a part of your hospitalization expenses while the rest will be paid by the insurer. Let’s have a look at the co-payment charges below.
Room Category | Normal Copayment | Zone 1 Cities Copayment | Zone 2 and 3 Cities Copayment |
---|---|---|---|
Single Private Room to Shared Room | 15% | 10% | 5% |
Any room to Shared Room | 40% | 30% | 25% |
Any room to Single Private Room | 25% | 20% | 15% |
Note – Check out your zone cities on Aditya Birla General Insurance’s official website.
The following benefits make this plan more attractive for the customers –
Chronic Management Program
Activ Health’s Chronic Management Program (CMP) is specially designed for those who are suffering from Diabetes, Asthma, High Cholesterol, High Blood Pressure and other such conditions. On day one, the company offers coverage for chronic conditions. And if unfortunately, you develop a chronic condition after buying the policy, you will be upgraded to the program without any additional premium. This program covers the expenses of tests, consultation, medicines and hospitalization cover after 30/90 days.
HealthReturns™
If you want to earn HealthReturns™ under the Aditya Birla Activ Health Platinum Enhanced Plan, follow the steps below –
If you are successful in being healthy, you could earn up to 30% of your premium as HealthReturns™ on completing 13 Active Dayz™ every month. Or up to 6% of your premium as HealthReturns™ on completing 4 Active Dayz™ every month.
You can use your HealthReturns™ to buy medicines, payment for diagnostic tests, next policy premium payment. Or you can save it like a fund for any health contingency.
Wellness Coach
A wellness coach will guide you to make healthy choices.
You can purchase this policy if you meet the below criteria –
Avail discount of 7.5% and 10.00% on premium payment upon choosing a policy term of 2 and 3 years respectively.
To claim the Aditya Birla Activ Health Platinum Enhanced sum insured in a network hospital, follow the instructions below –