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Health Insurance 1879 views September 3, 2020
Every individual knows that the medical emergency can wash away their savings so it is better to take a health insurance plan. IRDA has launched a common health plan that is sold by almost all insurance companies. Here you can see the Acko General Insurance Arogya Sanjeevani Policy that can benefit you in a medical emergency. This plan is available at a Sum Assured starting from Rs.1 Lac and it is available up to Rs.5 Lacs. There are a lot of risks that are covered in this insurance plan. So you can take a look at the features of this plan and the various covers you can enjoy under it.
Table of Contents
Now, you must explore the various benefits of this health insurance plan. This plan has a lot of exclusive benefits that are not available in other health plans.
Expenses that are related to the hospitalization are covered in this health plan like bed-charges, nursing charges, blood tests, ICU Charges, and other consultation fees. You can see them below:-
The company will cover the pre-hospitalization expenses prior to 30 days to hospitalization. On the other hand, the company will reimburse those expenses as well that you have paid after hospitalization until 60 days.
You will also get a Cover for the treatment of Cataract Illness which means all the expenses done for the treatment will be reimbursed. The cover you will get for the cataract treatment will be the lowest of the following:-
If you aren’t hospitalized and your treatment has been done in a day then those expenses will also be covered in this health insurance plan. So, the treatment done in a day will also be covered in this plan.
The Acko General Insurance Arogya Sanjeevani Policy covers the Dental Treatment and Plastic
Surgery if in case it is needed due to any other disease. The company will pay back all the expenses incurred in the Dental Treatment and Plastic Surgery.
If you are going through Ayurveda, Unani, Siddha, and Homeopathy Treatment then the expenses incurred in it will be covered by the company. treatment is also known asAyurvedic Treatment. So, if you are going through any of the treatment then it is covered in this Policy.
There are some diseases and treatments that are covered in this policy and you can see them below.
The company will also reimburse the ambulance expenses as well in this health insurance plan. The maximum reimbursement capped for the Ambulance Expenses is up to Rs.2000 per hospitalization.
You can add your family members to the same insurance plan. Members that can be added to this policy are:-
If you haven’t made any claim during the policy term of one year then the company will increase the amount of the Sum Assured by 5%. You will get a no-claim bonus of 5% of the Sum Assured every year after a claim-free year until it reaches 50% of the Sum Assured. The value of the Sum Assured will increase every year whereas the amount of premium remains the same.
Particulars | Details |
---|---|
Minimum Age of Entry | 18 Years |
Maximum Age of Entry | 65 Years |
Minimum Age of Entry for a Dependent Child | 90 Days |
Maximum Age of Entry for a Dependent Child | 25 Years |
Minimum Sum Assured | Rs.1 Lac |
Maximum Sum Assured | Rs.5 Lacs |
Policy Term | 1 Year |