A Critical Illness Plan for Women in India

Critical illnesses are very common in India. Sadly, many women get affected by cancers and other critical illnesses such as trauma and stroke. And since a woman proves to be the most important and valuable member of a family, her health and life need to be protected against these conditions. As a result, nowadays, we have some critical illness plan for housewife in India. You can buy such a plan for the women in your house and keep them secured in many useful ways.

What is a critical illness plan for housewife in India?

To begin with, let us understand what a critical illness plan for housewife in India is. It is a health insurance or life insurance cover that offers an add-on benefit of a critical illness cover. If the woman is afflicted by any women-specific cancers such as breast cancer, ovarian cancer, etc, she will get an added sum assured. She will also get regular health or life cover, as per the clauses of the plan.

The best critical illness plan for housewife in India

Now let us look at the top three critical illness plans for women in India:

1. Bajaj Allianz Women Specific Critical Illness Insurance –  This is an excellent critical illness plan for housewife. The policyholder, who is a woman, stays protected against cancers such as vaginal cancer, fallopian tube cancer, cervical cancer and ovarian cancer. In addition, there is a critical illness cover for multi-trauma and burns as well. Then, the woman has also entitled to a payout of her firstborn baby has serious health conditions such as congenital heart disorders and spina bifida.
2. HDFC Life Smart Woman ULIP – The next plan on the list is a life insurance policy, the HDFC Life Smart Woman ULIP. It is a participating life cover that has a critical illness element attached to it. The insured woman receives a critical illness benefit if she gets diagnosed with any form of female-specific cancer that is malignant. She also gets covers for her spouse’s sudden death and loss of employment.
3. TATA AIG Wellsurance Woman – The TATA AIG Wellsurance Woman plan is an excellent health insurance policy that offers a critical illness cover as well. It offers 11 critical illness covers, including the cancers common to women. It also offers other benefits such as cashless hospitalisation and convalescence benefits. It is an online plan that can be bought instantly and at an affordable rate.

Choose any one of the above mentioned critical illness plan for housewife and keep the beloved women of your family secured.

In conclusion

Women form the backbone of families and of the society we live in. They care for others and so it is our joint responsibility to ensure they are equally cared for. Cover your mother or wife, or yourself, under a good critical illness plan for women. As you can clearly see from the points mentioned above, the policies offer comprehensive covers against many problems. The plans are easily available so get one at the earliest.