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Group Insurance 728 views March 3, 2021
ManipalCigna Global Health Group Plan provides worldwide healthcare cover up to $10 Million. Let’s have a look at its key features below.
So, if you are an employer of an employee group or non-employer of employee groups, associations, society or institutions, this policy is the right fit for you! Let’s learn more about the ManipalCigna Global Health Group Plan features and benefits on this page.
Table of Contents
The insured person will get coverage for the following medical expenses under this plan –
Note:– The in-patient hospitalization should be more than 24 consecutive hours.
The company will pay for reasonable and customary charges for the following outpatient expenses, for an injury due to an accident or an illness contracted during the policy term.
The monetary limits of the ManipalCigna Global Health Group Plan are applicable as they are expressed in the currency specified in the policy schedule or certificate of insurance. Your claim will be paid in a local currency and will be converted into the spot exchange rate on the date of the payment of medical expenses.
List of Currencies
List Areas Covered Under ManipalCigna Global Health Group Plan
Under the ManipalCigna Global Health Group Plan Wellness Package, the insured get benefits like –
To claim Wellness Benefit under ManipalCigna Global Health Group Plan, submit a claim form along with the invoices, treating Medical Practitioner’s prescription and reports duly signed by the insured person, as the case may be, to ManipalCigna branch office or head office.
You can claim your ManipalCigna Global Health Group Plan either through a cashless claim for reimbursement, whichever is suitable for you.
For Cashless – The cashless facility is available only at the network providers. And for availing the cashless facility, you need to show your health card as provided by the company, along with a valid photo identification proof such as Member ID, Voter ID card, Driving License, Passport, PAN Card or any other identity proof as approved by the insurance company.
For Reimbursement – When you opt for reimbursement of medical expenses, you need to submit the following documents at the company’s branch or head office within 90 days from the date of discharge from the hospital. Get the claim form from any of the ManipalCigna branch offices or download a copy from the company’s official website, and submit the duly filled claim form along with the following documents –
The company may call you for any additional documents or information as required based on the circumstances of the claim if it demands further investigation or available documents do not provide clarity.