ManipalCigna Group Health Insurance

ManipalCigna Health Insurance provides a wide range of group health insurance plans to the employees of an organization or company. The insurer provides financial protection to the employees by covering their medical expenses incurred during the policy term, besides benefiting them on other aspects too. Check out the ManipalCigna Group Health Insurance Plans coverage in this post below.

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ManipalCigna FlexiCare Group Insurance Policy

This policy provides a wide range of covers including Accident, Mediclaim, Surgery, Domestic Travel and Wellness. Key features of ManipalCigna FlexiCare Group Insurance Policy are –

  1. Flexibility to design base cover
  2. Choice of Indemnity, Benefit, Regular cash payout
  3. Multiple coverage options such as hospitalization, daycare, out-patient, home care and related benefits
  4. The maximum sum insured is INR 5 Crore
  5. There is no minimum or maximum age for entry
  6. Lifetime Renewal

ManipalCigna Lifestyle Protection Group Policy

Here, the insurer provides you a wide range of coverage options such as –

  1. Accidental Death Benefit
  2. Permanent Total Disability Benefit
  3. Permanent Partial Disability Benefit
  4. Temporary Total Disability Benefit
  5. Multiple Optional benefits
  6. Critical Illness Cover
  7. Cancer Cover

There’s an option to waive the Critical Illness survival period, but for this, you need to pay an additional premium. Under this policy, you’ll get a sum insured option ranging from INR 10,000 to INR 50 Crore. The minimum and maximum entry age for this ManipalCigna group insurance plan are 18 and 75 years, respectively.

ManipalCigna ProHealth Group Policy

It’s a comprehensive group health insurance plan that comes with a sum insured option of INR 5,000 to INR 1 Crore. The key features of this plan are as follows:

  1. Inpatient Hospitalization cover
  2. Day Care cover
  3. Pre & Post Hospitalization cover
  4. Domiciliary Treatment cover
  5. Road Ambulance cover
  6. Donor Expenses cover
  7. Package of 42 need-based Optional Covers
  8. Choice of Maternity, Dental, Vision, OPD and more
  9. AYUSH Treatment coverage
  10. Critical Illness coverage
  11. Personal Accident coverage
  12. Daily Cash benefit
  13. Wellness Services, Healthy Living, Condition Management with a reward function
  14. Fixed or Indemnity payout option
  15. There is no minimum or maximum age for entry

ManipalCigna Global Health Group Policy

ManipalCigna Global Health Group Policy provides coverage for hospitalization, daycare and out-patient treatments. Under this policy, you’ll also get coverage against the following medical expenses:

  1. Maternity Expenses
  2. New Born cover
  3. Emergency Evacuation
  4. Repatriation
  5. Out of area cover
  6. Dental
  7. Vision cover
  8. Hospice and palliative care
  9. Travel vaccination
  10. Complementary treatments
  11. Cancer cover
  12. AIDS/HIV cover
  13. Psychiatric and Psychological Care and more

The maximum sum insured is $10 Million and the insured member will get global protection against medical expenses under this policy.

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