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Group Health Insurance 2069 views July 10, 2021
With the Kotak Group Smart Cash Insurance Plan, you can provide coverage to your employees against incidental and ancillary expenses (both medical and non-medical) that are usually not covered under a basic health insurance plan. With this plan, insured members can get a fixed benefit amount for each day of hospitalization, irrespective of the medical treatment costs incurred on the same.
You can look at its key features mentioned below before we move further.
On this page, you can get detailed information about the features of the Kotak Group Smart Cash Insurance Plan. Let’s start reading it without any further ado.
Table of Contents
We have discussed the features of the Group Smart Cash Policy below for you to look at.
This policy from Kotak Health Insurance provides policyholders the flexibility of choosing from a list of three base covers or a combo of 2 covers or all three covers according to their needs. You can learn about each of them below.
If an insured member needs to be hospitalized for in-patient care during the policy period, the policy will pay a daily cash benefit for each completed day of hospitalization. The specified number of days will be on an individual and floater basis for individual and floater policy, respectively.
If an insured person meets with an accident during the policy period and needs hospitalization, the policy will pay the daily cash amount for each completed day of hospitalization.
The policy also provides a daily cash amount to the insured member for each completed day of hospitalization in an Intensive Care Unit (ICU) during the policy term.
Note: If an insured member has opted for accident daily cash benefit with this cover, the payout will only be given for ICU hospitalization following an injury due to an accident.
Insured members can also get the following optional covers under the policy on paying the total due premium for a particular cover option.
Please check the important conditions related to the Group Smart Cash Insurance Plan from Kotak mentioned below.
Insured members will not get any coverage against the following expenses.