Group Health Insurance 177 views June 7, 2021

Aditya Birla Group Health Insurance

Aditya Birla Group Health Insurance ensures that your employees don’t worry about their finances in a medical emergency. Such employees will only help in the growth of a company. With a product from Aditya Birla group, you can protect your employees’ finances against the expenses incurred on medical treatment. Aditya Birla provides different group health insurance plans that can be customized according to their needs.

With Aditya Birla Group Health Insurance products, you can ensure comprehensive coverage against the expenses of following medical treatments.

  1. In-patient Hospitalization Expenses
  2. Day Care Treatment
  3. Pre and Post-hospitalization Medical Expenses
  4. Ambulance Expenses
  5. Health Check-up Expenses

On this page, we will talk about the key benefits of the Aditya Birla Group Health Insurance along with its several plans. Without any further delay, let’s start!

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What are the Key Benefits of Aditya Birla Group Health Insurance?

We are showing the prominent benefits of the Group Health Insurance from Aditya Birla below. Please check.

HealthReturns

Aditya Birla rewards those insured persons who maintain a healthy lifestyle during the policy period. With the HealthReturns facility, insured persons can earn back up to 30% of returns of the premium if they don’t make a claim.

Activ Health App

Aditya Birla provides a specialized mobile application that helps you track your health and other activities from anywhere anytime. It provides you 24/7 access to your health records. With this application, you can also search for doctors near you and browse the network hospitals of Aditya Birla where you can get cashless treatment.

Choice of Hospital Room During Treatment

Insured persons get the flexibility to choose the hospital room according to their affordability. During your hospital stay, you can choose a shared or private room. On getting the treatment in a lower category room, you will also get HealthReturns.

Second E-opinion

In case you choose a plan with critical illness coverage, you will also get the facility of a second opinion without any extra cost. With this facility, you can seek a second opinion from a wide range of specialized doctors including international specialists.

Different Plans of Aditya Birla Group Health Insurance

Aditya Birla comes with different Group Health Insurance products – Group Activ Health, Group Activ Secure, Group Protect and Group Assured COVID-19 Plan.

We are showing the key features and benefits of all these plans one after another so that you can understand them better. Please check!

Group Activ Health Plan

This plan from Aditya Birla Insurance provides comprehensive coverage with several coverage options as per individual needs. Let’s check out the crucial features mentioned below.

  1. In-patient Hospitalization coverage during the policy period (Room rent, ICU charges, Operation Theatre charges, etc.)
  2. Day Care treatment coverage (OPD treatment is not included)
  3. Domiciliary Hospitalization
  4. Pre and post-hospitalization expenses coverage
  5. Organ Donor expenses coverage
  6. Hospital cash benefit
  7. OPD Expenses
  8. Chronic Management Program (Expenses on Medical Practitioner’s visits, diagnostic tests and pharmacy for one or more conditions of Diabetes, Hypertension, Hyperlipidemia and Asthma)
  9. Worldwide Critical Illness cover
  10. Daily cash for choosing a lower category room
  11. Fitness assessment
  12. HIV cover and Infertility treatment
  13. Wellmother cover (for an insured person with less than three years of age)
  14. Recovery Benefit
  15. Newborn baby expenses
  16. Health Pregnancy Program

Group Activ Secure Plan

Group Activ Secure Plan provides financial help to insured persons in case of accidental death or disability. This plan offers a lump sum benefit to the members of a group and has the following key features. Do check!

  1. Personal Accident coverage (100% of the sum insured in case of accidental death)
  2. Permanent total disablement coverage up to 100% of the sum insured
  3. Permanent partial disablement coverage up to 50% of the sum insured (depends on the extent of the injury)
  4. The weekly benefit to compensate the loss of employment in case of temporary total disablement
  5. Recovery benefit (for at least ten hospitalization days)
  6. Road ambulance cover
  7. Accidental In-patient Hospitalization (limited to India)
  8. Transportation of imported medicines
  9. Burns benefit up to 100% of the sum insured
  10. Broken bones benefit
  11. Worldwide emergency medical assistance
  12. Funeral expenses
  13. Medical expenses
  14. Repatriation of Mortal Remains
  15. Accidental Hospital Cash for a maximum of 10 days
  16. Coma Benefit
  17. Education and marriage fund for children
  18. Orphan benefit for children in case of an accidental death
  19. Second e-opinion
  20. Sports Activity Cover

Aditya Birla Group Protect Plan

Do check the prominent features of the Aditya Birla Protect Plan mentioned below.

  1. OPD Expenses coverage (Doctor Consultation, Diagnostic tests and Pharmacy expenses)
  2. Cancer Secure Cover
  3. Second opinion facility
  4. Post Cancer OPD consultation and medication
  5. Counseling sessions
  6. Reconstructive surgery
  7. Genetic testing
  8. Palliative care
  9. Income Protect
  10. Heart Secure Cover
  11. Hospital Cash benefit for each continuous and completed 24-hour hospitalization
  12. Heart assure cover
  13. Emergency road ambulance cover

Group Assure COVID-19 Plan

With Group Assure COVID-19 Plan from Aditya Birla Insurance, you can protect your employee’s finances from COVID-19 treatment. With flexible sum insured options, you can give a comprehensive cover to the insured members.

Do check the key features of this specialized plan mentioned below. 

  1. Flexible sum insured options – INR 2,00,000 or INR 3,00,000
  2. In-patient hospitalization coverage (for COVID-19) up to the sum insured
  3. Room rent and ICU charges up to the sum insured
  4. Pre (30 days before) and post (60 days after) hospitalization, respectively
  5. Emergency Ambulance charges up to 1% of the sum insured
  6. Fixed benefit on Virus detection up to 100% of the sum insured (INR 25,000)
  7. Reunion travel with sum insured options of INR 5,000/ 10,000 ( up to 100% of the sum insured payable post-recovery)

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