General Insurance 498 views January 12, 2021

Shriram General Insurance brings solutions to meet your financial needs with Motor Insurance, Travel Insurance, Home Insurance, and other insurance products. All these products provide financial security to your vehicle, travels, and even for any untoward incidents regarding your home. These products come with multiple sum insured options, premium rates and benefits. So read this page below and know which Shriram General Insurance policy is suitable for you.

Shriram Motor Insurance

Secure your car, two-wheelers and commercial vehicles with Shriram Motor Insurance.

Car Insurance

Have financial protection in case the following happens to your vehicle

  1. Loss or damage to your vehicle
  2. Loss or damage due to Natural Calamities
  3. Loss or damage due to Man-made Calamities
  4. Third-Party Liability Cover
  5. Property Liability liability cover

Two-Wheeler Insurance

Get cover for the following with Shriram motor insurance in case your 2-wheeler meets with the following casualties –

  1. Third-Party Property Damage
  2. Third-Party Injury or Damage

Commercial Vehicle Insurance

If you buy this Shriram motor insurance policy, you will get coverage for the following:

Loss or damage to the vehicle due to fire explosion, self-ignition, lightning, burglary, housebreaking, theft, riot, strike, earthquake, flood, typhoon, hurricane, storm, tempest Inundation cyclone, hailstorm, frost, landslide, rockslide, accident (because of external means), malicious act and terrorist activity.

Third-Party Insurance: Get financial security against losses due to bodily injury or death to a third-party or any damage to a person or property.

Let’s Talk About Shriram Travel Insurance

Make your travel free from worries by buying this insurance policy that covers the following on the go-

  1. Medical Expenses
  2.  Cashless Hospitalization Worldwide
  3. Pay for Dental Treatments
  4. Compensation for Total Loss of Checked-in Baggage
  5. Cover for Delay of Checked-in Baggage
  6. Loss of Passport
  7. Personal Accident
  8. Financial Emergency Assistance
  9. Trip Cancellation & Interruption
  10. Daily Allowance for Hospitalization

Shriram Home Insurance Policy

For the protection of your home, you can buy home insurance from Shriram General Insurance. And this insurance will cover the following:-

Section IStandard Fire and Special Perils: Fire excluding destruction or damage to the property by own fermentation, natural heating, or spontaneous combustion. Lightning, Explosion/ Implosion except for damage due to boilers, Aircraft Damage, Riot, Strike and Malicious Damage, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation, Subsidence and Landslide including Rockslide, Bursting or Overflowing of Water Tanks, Apparatus and Pipes, Missile testing operations, Leakage from Automatic Sprinkler Installations, Bush Fire.

Section IIBurglary/House Breaking: A home insurance means protecting your home against multiple perils such as burglary, housebreaking, theft, damage to the premises and any loss or damage to the property.

Section IIIPersonal Accident: Under this, get cover against death and disablement from accidental bodily injury.

Section IV Employee’s Compensation: According to the Employee Compensation Act (ECA), 1923, the payment of compensation by the employer to his/her employees will be payable if a personal injury is caused to them by accidents during their employment.

Section VPlate Glass And Sanitary Fittings: Covers accidental breakage of any of the Glass or Sanitary fittings mentioned in the policy guidelines.

Section VI – All Risk: Covers laptops, mobiles and other valuable items

Section VII – Electrical And Mechanical Appliance

Section VIII – Electronic Equipment Insurance for computers, medical, biomedical, microprocessors; audio/visual equipment, etc.

Section IX Baggage: Covers the loss of or damage to Baggage due to accident/ burglary/ housebreaking/ theft or personal mishap on a journey.

Section XPublic Liability: Cover you against legal liabilities such as personal injuries, loss or damage to property and death.

Shriram Personal Accident Insurance

When anything happens to you during the policy term, the following policy benefits will come into force –

  1. Financial assistance in events of personal accident
  2. Cover for accidental death, permanent partial disability, and permanent total disability.
  3. Cost-effective personal accident insurance cover that provides coverage as per your choice and requirement.
  4. Worldwide coverage of the personal accident
  5. Option to choose plans/policy term
  6. Cover your family members too
  7. Pay the ambulance expenses
  8. & the claim process is easy to understand

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