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General Insurance 395 views September 9, 2021
Royal Sundaram General Insurance provides a wide range of products – Car Insurance, Two-Wheeler Insurance, Health Insurance, Travel Insurance, Home Insurance, Personal Accident Insurance, Commercial Vehicle Insurance and Business Insurance. The company provides you with access to 5,000+ network hospitals in India for cashless treatment and 284 cashless garages for insured vehicle repair and servicing. You will find insurance for every need at Royal Sundaram General Insurance. Keep reading this page below and learn about the products in detail.
Table of Contents
The insurance company provides the following products to customers and protects them from financial liabilities in case of any contingencies.
You’ll get coverage for any major, unforeseen illness or accident with Royal Sundaram Health Insurance. Check out the plans offered by the company –
Royal Sundaram Lifeline Plan comes in three variants – Classic, Supreme and Elite. You’ll get coverage against the following –
Other than the above, you’ll get the following value-added benefits –
The following optional covers are available under this policy:
You will get a wide range of sum insured as per your chosen variant:
|Variants||Sum Insured Options (In INR)|
|Classic||2 Lakh, 3 Lakh & 4 Lakh|
|Supreme||5 Lakh, 10 Lakh, 15 Lakh, 20 Lakh & 50 Lakh|
|Elite||25 Lakh, 30 Lakh, 50 Lakh, 1 Crore, 1.5 Crore|
The premium amount is based on your sum insured, policy tenure, age, policy type, zone of cover, optional covers (if any) and health status. The minimum and maximum entry age for children is 91 days and 25 years, respectively. For adults, the minimum entry age is 18 years, and there is no maximum limit.
Royal Sundaram Family Plus provides you with the following benefits –
Besides the above, you’ll get the following value-added benefits –
The sum insured options are as follows –
Base Sum Insured – INR 2, 3, 5, 10, 15 Lakhs
Floater Sum Insured – INR 3, 4, 5, 10, 15, 20, 25, 50 Lakhs
The premium amount is based upon the sum insured, policy tenure, age, policy type, zone of cover and optional covers (if any) and your health status. The minimum and maximum entry age for children is 91 days and 25 years, respectively. For adults, the minimum entry age is 18 years, and there is no maximum limit.
This policy is available for persons aged between 18 and 65 years and offers coverage against the following –
You’ll get the following sum insured options –
The minimum and maximum premium amounts are INR 953 and 18,723 ((exclusive of GST), respectively.
Royal Sundaram COVID SECURE is available for persons aged between 21 and 65 years. Under this policy, the insurer shall pay a lump sum amount if you’re diagnosed positive with CoronaVirus from any Government of India Authorized Centre/Indian Council of Medical Research (ICMR). The sum insured options are INR 25,000 and 50,000. You can pay your premium yearly. The premium amount is INR 399 and 799 for persons aged between 21 and 65 years and INR 499 and 999 for persons aged 66 years and above.
You’ll get coverage against the following expenses under the Royal Sundaram Arogya Sanjeevani Plan-
Check out the sum insured options available in this plan –
Royal Sundaram General Insurance provides insurance for your four-wheeler, so you can get financially protected in case of a mishap. You’ll get coverage against the following –
The insurer provides you insurance plans under this section
You can customize your policy by adding any of the following optional covers –
You’ll get two-wheeler insurance policies that’ll cover your vehicle against potential risks of theft, accidental damage, liability arising due to accidents caused to a third party, etc. Check out the two-wheeler insurance offered by the insurance company –
You’ll get the following benefits as per your chosen Royal Sundaram Two-wheeler Insurance policy variant –
You can enhance your two-wheeler coverage by adding a personal accident cover of INR 12 Lakh.
You can get financial security while travelling, with the Royal Sundaram Travel Secure Plan. This travel insurance policy comes in different variants based on your trip –
Leisure Trip – A comprehensive travel plan for abroad vacation, with sum insured starting from 50,000 USD and going up to 10 Lakh USD.
Multi-Trip – A customized annual plan for frequent travellers.
Senior Citizen Plan – A tailor-made travel plan for people aged 71 years and above.
Asia – A travel plan exclusively for coverage within Asia.
Student – An annual travel plan for students who are going abroad for studies
You’ll get the following benefits under this policy –
The sum insured option is as follows –
|Variants||Sum Insured (In USD)|
|Classic||50000 and 1 Lakh|
|Supreme||2 Lakh, 3 Lakh, 5 Lakh|
|Elite||5 Lakh, 7.5 Lakh, 10 Lakh|
Bharat Griha Raksha Policy of Royal Sundaram General Insurance covers both home building and home contents. You’ll get overage for building in the event of loss or damage or destruction due to –
The sum insured will be calculated using the formula shown below:
Building Sum Insured = Carpet Area of the Structure in Square Metres X Rate of Cost of Construction at the policy commencement date.
If you purchase Royal Sundaram Personal Accident Insurance, you’ll get a global cover of up to INR 75 Lakhs in case of disability or death due to an accident. You’ll get a discount of up to 10% if three or more family members are covered in the policy. In case of a claim free-year, the policy will be renewed without any breaks. The coverage will increase by 5%, up to 25% of the sum insured.
Royal Sundaram commercial vehicle insurance is available for Goods Carrying Vehicles, Passenger Carrying Vehicles, Taxies, Miscellaneous class of vehicles such as Tractors, Cranes and Trailers, Check out the available plans.
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