General Insurance 11096 views November 27, 2019

IFFCO Tokio General Insurance

IFFCO Tokio General Insurance Company Ltd – Overview

The world we live in is unpredictable. Anything can happen anytime; uncertainties are everywhere. Hazards and unforeseen situations are inevitable. We are exposed to hundreds of risks almost constantly. An instability of health, losses of life, damage of property and assets, etc. are events are simple mishaps that can happen anytime. They are at the root of our emotional disturbance and damaged financial stability. You cannot avoid what is going to happen, but you can be prepared. This is the major reason why people opt for insurances.

The financial world has introduced different services to protect individuals and firms from a heavy loss. Insurance is the backbone of economic stability. Being the most comprehensive method of financial stability, it is something that you can rely on.

In cases of unfortunate events, insurance companies provide compensation in the form of financial resources to stabilize the economic lag. It helps an individual cope up and overcomes the mental disturbance. The prime focus of the insurance service is to reduce or eliminate the expense of the loss caused by different risks.

Finding the right insurance plan for you might be not as easy as you speculate. But with IFFCO Tokio General Insurance Company, you can find the insurance that suits you the best. Cover the risks on your health, bike, car, travel, and home at this one-stop insurance solution company.

NameIFFCO Tokio General Insurance Company Ltd.
Company TaglineMuskurate Raho
Managing Director & CEOWarendra Sinha
Founded4th December, 2000
Owner51% by IFFCO(Indian Farmers Fertilizer Cooperative Limited),

49% by Tokio Marine Group
Serving CountryIndia
ProductsHealth, Motor, Travel, Home, Trade, Business Insurance, Micro & Rural Insurance, Speciality Insurance, Bank Locker Policy
Total No of Employees17000+

Five Reasons you need Insurances from IFFCO Tokio General Insurance Company Ltd.

  1. It provides smart safety and security schemes to you, your business, and other assets.
  2. Their Insurance plans secure the future by generating long-term financial resources
  3. These services help you or your family find financial support at the time of need.
  4. IFFCO Tokio uses smart solutions to quick risk management. It generates and rotates finances from a distinct crowd exposed to risk by charging a premium fee.
  5. It maintains economic stability and continuity.

About IFFCO Tokio General Insurance

IFFCO Tokio General Insurance Company Ltd was born in the year 2000. It is one of the leading private sectors of insurance companies in India. Started as a joint venture between two successful companies, this company has taken over the work. It is a collaboration between the Indian Farmers Fertilizer Cooperative (IFFCO) and Tokio Marine Group.

IFFCO Tokio head office is situated in Gurgaon, India. IFFCO has made its way to success in no time. With more than 20,000 agents and branches, they excel in what they do. They offer impressive insurance plans to all their clients.

Insurance Policies and Services

IFFCO offers a wide range of insurance policies. They know what matters to you and have plans to help you cope with its loss. Most common amongst their services are health insurances, life insurances. They even provide insurance to automobile-like two-wheeler insurance.

IFFCO Tokio Health Insurance

Medical mishaps can happen to anyone at any time. Be it a child or an adult, sudden onset of disease may demand you to visit a hospital. And for such unforeseen times, IFFCO offers health insurance. This insurance helps you cover up the heavy medical bills in case of a sudden emergency. With your health insurance covered, you can avail of financial support to avoid extra burden on your family. Surgeries and accidents are the most common emergencies covered by IFFCO group.

Popular IFFCO Tokio Health Insurance Plans

Popular health insurance plans offered by IFFCO Tokio include –

  • Individual Health Protector Policy
  • Family Health Insurance
  • Swasthya Kavach Policy
  • Individual Medishield Insurance Policy
  • Individual Personal Accident Policy
  • Hospital Daily Cash Policy
  • Critical Illness Insurance Policy

Individual Health Protector Policy

The policy comes with sum insured options ranging from INR 50,000-20,00,000. Those with a sum insured of INR 7 lakh and above will not have to contend with a sub-limit on room rent. Whereas those having a sum insured of less than INR 7 lakh and living in class A cities will get their room rent covered by up to 1.75% of their sum insured. For people living in other cities, room rent coverage will be up to 1.50% of the sum insured.

ICU charges are covered fully for people choosing a sum insured of INR 7 lakh and above. Whereas those having less than INR 7 lakh will get covered for up to 3% if they are living in class A cities. The coverage will reduce slightly to 2.50% of the sum insured for people living in other cities. Ambulance charges are covered up to INR 2,500 per hospitalization. Along with that, the policy covers 160+ day care procedures.

Family Health Insurance

Want to get your family covered alongside you under one policy? Apply for IIFCO Tokio Family Health Insurance and get covered against medical emergencies for up to INR 30 lakh. Room rent coverage is up to the actual cost incurred by people having a sum insured of INR 7 lakh and more. If the sum insured remains below INR 7 lakh, the coverage for room rent will be 1.50% of the sum insured for class A cities and 1.25% for other cities. The plan covers ambulance charges of up to INR 2,500 per hospitalization. Daily allowance cover of up to INR 1,000 and coverage for 160+ day care procedures add more attractions to this plan.

Swasthya Kavach Policy

Another family health insurance plan from IFFCO Tokio, Swasthya Kavach Policy covers the proposer, his/her spouse and three dependents. The policy requires the dependents to be in the age group of three months to 23 years at the time of cover commencement. The plan comes with a sum insured ranging from INR 1-5 lakh. Room rent charges are covered up to the actual cost incurred by individuals with a sum insured of INR 3 lakh and above. Whereas people with a sum insured of less than INR 3 lakh will get up to 2% or 2.50% of the sum insured for room rent. Ambulance charges are covered up to INR 750/1,500 per hospitalization. You’ll get a daily allowance cover of INR 150/250.

IFFCO Tokio Two Wheeler Insurance

The road is not a very safe place these days. We are exposed to hundreds of risks around, even when you yourself are cautious. With the implementation of strict traffic rules, the risk has been reduced but not completely eradicated. And keeping this possibility in mind, it is a must to get your vehicle insured. And IFFCO can help you with this; they have excellent two-wheeler insurances.

New rules dictate that it is mandatory to carry valid insurance in the motorcycle at all times. You can always carry an IFFCO Tokio Insurance Duplicate Copy just to be safe. Besides this, you can easily update your insurance by approaching IFFCO Tokio Two Wheeler Insurance Renewal. You can also renew a non-IFFCO Tokio Two Wheeler Insurance on their website. In case you fail to do so, you might be charged with a heavy fine.

IFFCO Car Insurance

Cars demand a lot of investment. From buying it in the market to maintaining it, there is a lot you need to do. And insurance is a part of it. For a four-wheeler, car insurance is just as important as your health insurance.

A road accident brings not only a struggle but also a heavy financial burden on you and your family. Without car insurance, you will be buried in massive hospital and garage bills. To keep things under control, you can easily avail of insurance at low premium rates. And at renewal, the IFFCO Tokio Car Insurance renewal premium calculator gives you an appropriate amount to refresh your policy.

IFFCO Tokio Customer Care and Orientation

The company is committed to developing and providing reliable insurance services to people. IFCCO makes sure that all its customers are satisfied with the services they provide. Their official website is user-friendly and has all the information you will need to apply or renew an insurance policy. All you have to do is access the website details by IFFCO Tokio Insurance Login. You will be asked to enter some vital details like your email ID and Vehicle Registration number etc.


The IFFCO Tokio Customer Care is open 24×7 to assist you and cater to your queries. Interesting and reliable packages are bound to attract customers. You can easily get a quote for insurance on their website. Besides this, the renewal of insurances, including non -IFFCO Tokio Insurance, is possible right on your laptop or smartphone. The best part is that the IFFCO Tokio Insurance Claim Ratio is high, and there is rarely any chance of rejection. With this reliable insurance company, all your insecurities will be driven away. With IFFCO Tokio, you can stay economically stable even in bad circumstances.

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