General Insurance 1249 views December 31, 2020

ICICI Lombard General Insurance has been providing effective insurance solutions to its customers for a long time. You can choose Health Insurance for the security of yourself and your family against health risks or ICICI Car Insurance to protect your vehicle from loss or damage from natural and man-made calamities. And you know its claim settlement ratio for the F.Y 2018-19 is an impressive 98.20%, which means it has settled a large number of received claims in the previous year. So, read this page below and know about the ICICI Lombard General Insurance products and services.

List of ICICI Lombard General Insurance Products

ICICI Lombard General Insurance products come with a wide range of facilities for you to make the most of. Let’s read each of its general insurance products below.

Health Insurance

For ICICI Lombard General Insurance, your health is the topmost priority. And to meet your medical needs at every stage of your life, the following health insurance policies are introduced by ICICI Lombard General Insurance.

Health Booster – This policy covers in-patient treatment, daycare treatment, in-patient AYUSH treatment, donor expenses, pre-and post-hospitalization expenses, domestic road ambulance, self, spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law. Under this policy, you will get a wide range of annual Sum Insured from INR 5-50 lakh.

Complete Health Insurance – Don’t worry about your medical expenses as the ICICI Lombard Complete Health Insurance has all covered for you. Under this policy, the company will pay the expenses incurred during hospitalization for more than 24 hours, which includes room charges, doctor/surgeon’s fee, medicine bills, etc.

And you will be entitled to a Free Health Check-up at any of the ICICI Lombard General Insurance designated centers. You don’t need to go through any medical tests if you are below the age of 46 years and have a sum insured up to INR 10 lakh.

Arogya Sanjeevani – ICICI General Insurance Arogya Sanjeevani Policy covers In-patient hospitalization, Pre- and Post-hospitalisation, In-patient AYUSH treatment, Alternative treatments, Daycare procedures, Emergency Ambulance cover, Cataract treatment, Dental treatment and Plastic surgery.

Personal Protect – In the event of your accidental death, the nominee will be compensated with the ​sum insured. And in case of an Accidental Hospitalization, the expenses will be reimbursed if it is for a minimum of 24 hours.

Note:- During FY 2020, ICICI Lombard General Insurance had settled 99.9% health insurance claims within 30 days of claim filing.

Home Insurance

Stay covered financially against natural and man-made calamities by buying the ICICI Lombard Home Insurance. This Insurance will cover the damages caused to your house by Fire, Lightning, Impact damage, Aircraft damage, Explosion/Implosion, Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation, Riots, strike, malicious and terrorism damage, Subsidence and landslide including rockslide, Bursting and overflowing of water tanks, apparatus and pipes, Missile testing operations, Leakage from automatic sprinkler installations, Bush fire, Earthquake.

Primarily, ICICI Lombard General Insurance provides two types of Home Insurance

  1. Own House – Both contents and structure of the house will be covered under the insurance.
  2. Rented House – Only the contents of the house will be covered under the policy.

Two-Wheeler Insurance

With an ICICI Lombard two-wheeler, you can protect yourself financially in case your bike or scooter meets any of these – road accidents, natural disasters, theft or loss. Under this policy, you will get access to 4,000+ cashless garages for instant claims and 24X7 customer support for quick resolution of queries.

Car Insurance

You will have one dedicated garage for yourself under this policy where your insured car can be repaired. ICICI Lombard Car Insurance secures your four-wheeler against an accident or loss, theft and third-party liabilities. For this, you only have to pay a yearly premium to the company, and the insurer will pay you a claim amount in case of any damage to the vehicle due to the accident.

Note:-  During the F.Y. 2020, ICICI Lombard General Insurance has settled 93.2% (own damage) motor insurance claims within 30 days of claim filing.

Travel Insurance

No matter where you are and where you stay, with ICICI Lombard Travel Insurance, you will be assured of quality healthcare. With your travel insurance plans, you will get an offer of cashless hospitalization across the globe, the security of your checked-in baggage, trip delay compensation, coverage against political risk & catastrophe evacuation, coverage for trip cancellation and interruption, missed flight, emergency hotel extensions, bounced booking – Hotel/Airline, etc.

Renewal of ICICI Lombard General Insurance Plans

To enjoy uninterrupted insurance services, renew your policy by paying the premium on time. In case of non-renewal, the policy will lapse, and all your benefits under the same will cease to exist. ICICI Lombard makes sure you don’t miss out on its impressive services by giving you an online renewal facility. You could renew through a policy number or mobile number on the official website of ICICI Lombard General Insurance.

ICICI Lombard General Insurance Customer Care Number

If you face any issues or difficulties regarding ICICI Lombard General Insurance, don’t hesitate to call the 24×7 customer care number -.18002666. Raise your issues regarding policy status, claim status or any other. The executive will listen to your queries and resolve them in the shortest time possible.

People Also Read