General Insurance January 14, 2021

Go Digit General Insurance provides you insurance policies via which you can protect yourself financially against any untoward incidents related to health, travel, home, and even your vehicle. So if you are looking for an insurance policy, don’t forget to check out the Go Digit General Insurance as it offers a wide range of health insurance, motor insurance, international travel insurance and home insurance policy. Let’s read this page below and learn more about the Go Digit General Insurance products.

Go Digit Health Insurance Policies

To pay for your hospitalization expenses, Go Digit General Insurance has introduced different types of health insurance policies. With these policies, you don’t need to pay from your pocket as the company will pay for the admissible medical expenses if it is mentioned in your policy schedule. After this brief information regarding Go Digit Health Insurance, let’s check out the policies below:-

Health Insurance

A policy that safeguards you against financial losses by covering health conditions or medical emergencies such as disease, illness or an accident. This policy covers expenses of pre-and post-hospitalization, annual health check-ups, psychiatric support, treatment of critical illnesses and maternity.

Go Digit Health Insurance Policy comes with two plans

  1. Smart Option: Covers all hospitalization plus Coronavirus hospitalization expenses, daycare, No Copayment, No Room Rent Capping, Road Ambulance Charges, No Capping on ICU Room Rent, Complimentary Health Checkups, Post-hospitalization Lump Sum, Psychiatric Illness Cover, Bariatric Surgery.
  2. Comfort Option: All Hospitalization including Coronavirus, Daycare Procedures, No Age-Based Copayment, Road Ambulance Charges, No Capping on ICU Room Rent, Complimentary Health Checkups, Post-hospitalization Lump Sum, Psychiatric Illness Cover, Bariatric Surgery, Additional Sum Insured for Critical Illness Hospitalization, Additional Sum Insured in case of Accidental Hospitalization, Organ Donor Expenses, Daily Hospital Cash, Home Hospitalization.

Super Top-up Health Insurance

Super Top-up pays for cumulative medical expenses within a policy year if it is above the deductible. Go Digit General Insurance will pay your deductible only once for all hospitalizations, daycare procedures, pre-existing, specific illness after the expiry of the waiting period, no room rent and ICU room rent capping, road ambulance charges, complimentary health check-up annually, pre/post-hospitalization, psychiatric illness and bariatric surgery.

Health Insurance with OPD Cover

As stated in the policy schedule, the Outpatient Department (OPD) treatment will be covered under this policy along with the regular medical expenses. Under this, you will get OPD benefits such as fees for medically necessary consultations and examinations, diagnostic fees for x-rays, pathology, brain and body scans (MRI, CT scans), minor surgical treatments like POP, suturing, dressings and animal bite, medical bills for the prescribed drugs and medicines, hearing aids for old serious hearing conditions. And if your medical practitioner recommends Dental Treatment, the same would be covered under OPD.

Besides the above-mentioned OPD coverages, this Go Digit General Insurance policy covers all hospitalization expenses including for Coronavirus, daycare expenses, and puts no age-based copayment clause, no room rent and ICU room capping, while offering a cumulative bonus of 10% for each claim-free year (maximum up to 50%), road ambulance fee, complimentary health check-ups, post-hospitalization lump sum, coverage for psychiatric illness and bariatric surgery.

Arogya Sanjeevani Policy

Go Digit Arogya Sanjeevani Health Insurance covers your healthcare expenses with a sum insured ranging from INR 3-5 lakh. It includes pre-and post-hospitalization expenses, hospital room rent, ICU services and even the new-age treatments such as Uterine Artery Embolization, High Intensity Focused Ultrasound(HIFU), Balloon Sinuplasty, Deep Brain stimulation, Oral Chemotherapy, Immunotherapy (where Monoclonal Antibody is given as an injection), Intravitreal injections, Robotic surgeries, Stereotactic radio surgeries, Bronchial Thermoplasty, Vaporisation of the prostate, Green laser treatment, Holmium laser treatment, Intra Operative Neuro Monitoring (IONM), Stem cell therapy for Hematopoietic stem cells in case of a bone marrow transplant. The latest will be covered only for hematological conditions.

Group Health Insurance for SMEs, Startups & Corporates

Under Group Health Insurance, a group of people working in an organization will be covered. This offer is valuable for employees because their premium is borne by the employer. And group health insurance can be extended to the family members of the employees in some cases. At Go Digit, you can either get a comprehensive employee health insurance plan or a COVID-19 specific group cover.

A Go Digit General Insurance Group Health Policy will cover accidental hospitalization, COVID-19 hospitalization, illness hospitalization, provide Daily Cash if the insured or his/her family member is hospitalized, psychiatric benefit as the case may be, critical illness treatment, maternity benefit with a newborn baby cover, complimentary health check-ups and benefits such as Alternate Treatment (AYUSH), Organ Donation Expenses, Infertility Treatment and Bariatric Surgeries among others.

Go Digit Motor Insurance Policies

You will get financial cover if your vehicle meets with an accident or any other mishaps with Go Digit Motor Insurance policies. This will help you cover the cost of repair and third-party losses such as damages and losses to someone else’s vehicle or property.

Car Insurance Online – Cover Accidents, Theft, Fire, Natural Disasters, Personal Accident and Third Party Losses. For additional coverage, you can add the following list of add-ons to your Go Digit Car Insurance at an extra premium.

  1. Zero Depreciation Cover
  2. Return to Invoice Cover
  3. Passenger Cover
  4. Tyre Protect Cover
  5. Breakdown Assistance
  6. Consumable Cover
  7. Engine and Gear-box Protection Cover

Two Wheeler Insurance Online – Go Digit Two Wheeler Insurance will cover yourself or your bike against damages due to accidents, thefts, fires or natural disasters. And there is a protection against liabilities arising due to damages to any third-party vehicle, property or person. Two-wheeler insurance is available for motorcycles, mopeds, scooters and more. If you want customized two-wheeler insurance from Go Digit, you can add the following by paying an extra premium.

  1. Zero Depreciation Cover
  2. Return to Invoice Cover
  3. Breakdown Assistance
  4. Consumable Cover
  5. Engine and Gear-box Protection Cover

Commercial Vehicle Insurance – A customized motor insurance that covers damages and losses caused to or by a commercial vehicle. It covers damages and losses in situations like accidents, collisions, natural calamities, fires, etc. The policy is mandatory for all businesses such as auto-rickshaws, cabs, school buses, tractors, commercial vans and trucks.

Commercial Vehicle Insurance for your Taxi/Cab – If your daily earning is based on Taxi/Cab, secure your commercial vehicle with this insurance that provides coverage from Accidents, Theft, Fire, Natural Disasters, Personal Accident, Third Party Losses and Towing Disabled Vehicles.

Commercial Vehicle Insurance for your Auto Rickshaw/E-Rickshaw – An auto-rickshaw insurance to protect three-wheeler owners. An auto owner needs to have third-party auto rickshaw insurance. Under this plan, along with the third-party cover, your auto rickshaw will be covered for its own damages due to accidents, collisions, natural calamities, fires and other mishaps.

Commercial Vehicle Insurance for your Truck – Enjoy the facility at 1,400+ network garages and 80% of the advance claim amount for repairs. With Go Digit, you will get hassle-free Doorstep Pickup & Repair services. And this will cover your truck against Accidents, Theft, Fire, Natural Disasters, Personal Accident, Third Party Losses and Towing-disabled Vehicles.

Go Digit International Travel Insurance

If you are a frequent traveler or going on a long vacation with your family to a foreign land, you should consider buying Go Digit International Travel Insurance. Look at these two Go Digit International Travel Insurance plans.

  1. Basic Option – Emergency Accidental Treatment and Evacuation, Personal Accident, Accidental Death & Disability, Delay of Checked-in Baggage, Total loss of Checked-in Baggage, Loss of Passport.
  2. Comfort Option – Emergency Accidental Treatment and Evacuation, Personal Accident, Accidental Death & Disability, Delay of Checked-in Baggage, Total loss of Checked-in Baggage, Loss of Passport, Daily Cash Allowance (up to 5 days), Emergency Dental Treatment, Trip Cancellation, Common Carrier Delay, Personal Liability & Bail Bond, Trip Abandonment, Missed Connection, Emergency Cash, Emergency Trip Extension.

Go Digit Home Insurance

Go Digit General Insurance not only takes care of your health and contents but also protects yourself financially in case any mishap happens to your home. Yes, if you are worried about the security of your home, buy this Go Digit General Insurance product and relax. Because this is an insurance policy that covers damage/loss due to Fire, Explosion, Storm, Flood, Burglaries and Earthquakes.

A Go Digit Home Insurance comes with three options

  1. Option 1 Covers only contents (such as personal belongings)
  2. Option 2 Covers both the house and its contents
  3. Option 3 Covers your house and its contents plus the jewelry present in your home

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