General Insurance January 2, 2021

Edelweiss General Insurance provides you different insurance products for health, vehicle, home, travel, etc.  And this insurance will help you in emergencies such as medical treatments, accidents, car or bike repair, and more. But choosing any of the Edelweiss General Insurance products will require understanding the sum insured, the coverage, etc. Here, we will explain each of these products so that you could understand them better. Let’s begin!

Edelweiss General Insurance Products

Take care of your health, vehicle, home or travel with the following Edelweiss General Insurance policies.

Edelweiss Health Insurance

There’s a lot that Edelweiss offers in their Health Insurance Policy, and we’ll start with its amazing add-on Health 241, which means you take a new policy with this add-on, and if your first year is healthy and claim-free, Edelweiss Health Insurance will cover the insured for free for the second year.

Health 241: It comes in three wise plans: gold, silver and platinum. Under this policy, your hospitalization, room rent, ICU charges, Pre-and Post-hospitalization, Daycare treatment, ambulance fee, organ donor, domiciliary hospitalization, AYUSH treatment, critical illnesses will be covered. And for every claim-free year, you will get a no claim bonus and a free health check-up.

Arogya Sanjeevani Policy: Under this Edelweiss health insurance policy, get coverage for hospitalization and other expenses such as cataracts, dental treatment, plastic surgery, daycare treatments and expenses incurred on road ambulance, which are subject to a maximum of INR 2,000/- per hospitalization. Edelweiss General Insurance provides you the freedom to choose your coverage from INR 1-5 lakh for Arogya Sanjeevani Policy in multiples of INR 50,000. So, there will be a wide range of coverage and every person’s age group can be covered under this policy from a baby of 3 months to a senior citizen of 65 years.

Corona Kavach Policy: When you or any insured member in your policy is diagnosed with COVID-19, the Corona kavach policy will come into action and provide you financial help in hospitalization, pre-and post-hospitalization, AYUSH treatment and home care treatments.

Corona Rakshak: Get 100% of the sum insured from the Edelweiss Corona Rakshak policy if any of the insured members is diagnosed with COVID-19 and requires hospitalization of a minimum of 72 hours.

Edelweiss Motor Insurance

Drive safe in your car with Edelweiss Motor Insurance. As with insurance, you can cover the expenses of damage. Just check out the following Edelweiss motor insurance policies.

Third-Party Only: This motor insurance will provide you a Personal Accident (PA) cover for everyone who is traveling in your car, and the cover is worth up to INR 2,00,000 per person. Also, there is a legal liability cover for your paid driver in this policy. And if there is any damage to your car in the case of an accident, it will not be covered by the company.

Third-Party + Own Damage: Here, you will get PA cover for everybody else who is traveling in your car, up to INR. 2,00,000 per person. And this policy will cover your legal liability towards your paid driver as well. What’s not covered in the policy is the car depreciation, or the drop in value, and its parts due to age and wear & tear.

Edelweiss Two-Wheeler Insurance

Secure your bike from accidents and other eventualities with the Edelweiss Two-Wheeler Insurance. Here, you will get two policies one is Third Party Only and the other is Third Party Only plus Own Damage. So let’s have a detailed look at them below.

Third-Party Only: This insurance will offer the most basic cover such as damages caused to other individuals or their property via your insured bike. What it does not cover is your injury, damage to the bike, and depreciation, or the drop in value, of the two-wheeler and its parts due to age and wear and tear.

Third-Party + Own Damage: Besides the third-party liability covered under this insurance, you will get coverage for any damages caused to the two-wheeler, as well as injuries sustained to you due to an accident.

Edelweiss Home Insurance

Edelweiss General Insurance understands home security means a lot to you. That’s why it has introduced a Home Insurance policy to protect yourself financially when you need to repair your home against unfortunate circumstances such as Fire. Lightning, Explosion/Implosion, Aircraft crash into your home, riots, strikes, malicious damage, floods, damage due to stormy weather, bush fire, leaked tanks or pipes, etc. And if you need additional coverage, you will need to pay an extra premium.

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