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General Insurance December 26, 2020
Individuals like to get insurance for their health, car, two-wheeler, travel as they do for their life. One of the main reasons behind getting any insurance is that it brings peace to one’s mind. With general insurance, individuals can save themselves from getting their finances hurt in case of a Health Emergency, Vehicle Theft, etc. Several Insurance Companies provide different types of Insurance Products to customers. One such popular insurance company is Bharti AXA General Insurance Company that provides Health Insurance, Car Insurance, Bike Insurance, Two-wheeler Insurance, etc.
Want to know the features of different products provided by Bharti AXA General Insurance? Well, we will be telling you the same along with why you should choose a general insurance product from Bharti AXA. Keep reading to know more!
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The best part about Bharti AXA General Insurance is its impressive Claim Settlement Ratio, which stood at 94.06% for Motor Insurance in the Financial year 2018-19. Other than this, Bharti AXA has settled more than 19 lakh claims from its inception. Such records only enhance the confidence of customers seeking a general insurance product.
When we talk about Health Insurance, Bharti AXA has a wide network of more than 4,500 Hospitals where you can get cashless treatment across different cities of India. When choosing a Car or Two-wheeler Insurance, you can rely upon more than 5,200 Cashless Garages where you can get your car serviced without paying any money.
As we said earlier there are different kinds of general insurance products from Bharti AXA that are Health, Car, Two-wheeler, and Travel. Want to know about them? Well, we are providing details about them below. Let’s start with Bharti AXA Health Insurance!
With a healthy claim settlement ratio of 98.27%, Bharti AXA Health Insurance can be a good choice if you are looking to protect both yourself and your family in case of any medical emergency, day-care treatment, before, during, and after the hospitalization. There are three types of Bharti AXA Health Insurance products from which you can choose according to your convenience. These plans are Smart Super Health Insurance Policy, Smart Health Assure Insurance Policy, and Smart Super Top-up Insurance.
With Smart Super Health Insurance, you can get the Sum Insured ranging from as low as INR 5 lakh to as high as INR 1 crore with features like No Cap on Room Rent, AYUSH Treatment Coverage, No Claim Bonus up to 100% of the Sum Assured, Day Care Treatment, etc. On the other hand, if you choose Smart Health Assure Plan, you can get benefits like Ambulance Cash Cover, Annual Health Check-up, Organ Donor Cover, Maternity Benefit, etc. With Bharti AXA Smart Super Top-up Insurance Plan, you can get coverage up to INR 60 lakh.
With Bharti AXA Car Insurance, you can protect yourself from any financial losses that can otherwise happen in case of accidents, theft, or liabilities from the Third Party. One of the most important things you need to know is that Motor Third Party Insurance is now mandatory in India under the Motor Vehicles Act, 1988. Bharti AXA offers three types of Car Insurance Plans from which you can choose – Comprehensive Car Insurance, Third Party Liability Coverage, and Stand-Alone Damage Car Insurance.
With Bharti AXA Car Insurance, you will get coverage against Accidents, Theft & Burglary, Third Party Liability, Natural Disasters, Third Party Losses, and Compulsory Personal Accident Cover – CPA for Driver & Owner. You can also choose from a wide range of Add-on Covers that will enhance your protection. You can choose from Depreciation Cover, Roadside Assistance, Consumable Cover, Key Replacement Cover, etc. You can make payments for car insurance from different modes such as Net Banking, Debit/Credit Card, UPI, Google Pay, or Online Wallets like PayTM, etc.
Want to protect your two-wheeler from theft or financial losses due to an accident or Damage/loss due to fire? Well, Bharti AXA Bike Insurance can be the right fit for you! With features like Instant Online Policy availability, a wide range of add-on covers, a Claim Settlement Ratio of 94.06% and more than 5,200 Cashless Garages, a Bike Insurance Policy from Bharti AXA General Insurance is too tempting to resist!
There are a total of three Bike Insurance Policies – Comprehensive Two Wheeler Insurance, Third-party Liability Coverage, and Standalone Own Damage Cover. With these policies, you can get coverage against Accidental Damage, Theft or Burglary, Natural Disasters, Man-made Disasters, etc. Other than this, you can also enhance your coverage with add-ons like Depreciation and Personal Accident Cover.
Planning your long-due trip? Well, it is important to choose a Travel Insurance that can protect you from any unforeseen situations like Medical Emergency, Delay of Checked-in baggage, missed connection, etc. While traveling abroad, Travel Insurance is something you cannot afford to miss. Bharti AXA General Insurance provides a wide range of Travel Insurance plans according to the place you are traveling or the type of traveler you are.
Bharti AXA General Insurance provides travel Insurance plans by your Destination, which are Schengen Travel Insurance, Worldwide Overseas Travel Insurance (Excluding USA/ Canada), Worldwide Overseas Travel Insurance (Including USA/ Canada), and Asia Travel Insurance. On the other hand, travel insurance plans by Traveller Type are Senior Citizen and Frequent Traveller Travel Insurance.
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