General Insurance 1061 views January 13, 2021

Several individuals have realized the importance of having General Insurance to deal with the growing risks in their lives. Apart from Life Insurance products, it is important to take care of your Health, Car, Two-wheeler, Travel, and Home against any unforeseen circumstances. Choosing a Bajaj Allianz General Insurance can help prevent you from facing any financial losses in case you do meet such circumstances. So, what are some of the most popular Bajaj Allianz General Insurance products? Well, it can be Health Insurance, Travel Insurance, Vehicle Insurance (Car & Two-wheeler), Home Insurance, etc.

Before knowing these products, you should know the reasons because of which you should choose Bajaj Allianz General Insurance. On this page, we will be discussing the same along with the information on different products provided by Bajaj Allianz. Want to know more? Keep reading!

Why Should You Choose Bajaj Allianz General Insurance?

Well, before finalizing any general insurance product for themselves, individuals have this curiosity about why they should choose this particular product? Well, Bajaj Allianz General Insurance provides a wide range of features with which you can be assured all the time. With more than 4,000 Network Garages and more than 6,500 Network Hospitals where you can service your vehicle and receive hospitalization benefits, respectively, in a cashless manner, Bajaj Allianz General Insurance can be suitable for you. Bajaj Allianz offers a wide range of customized insurance products that cater to the different needs of people.

With digitally-enabled processes, hassle-free claim service, customer-first approach and PAN-India network partnerships, you can sit back and enjoy the services of Bajaj Allianz products. You can figure out the excellence of Bajaj Allianz by the fact that it provides motor insurance in 3 minutes. Isn’t it wonderful? Well, you will be more satisfied after knowing the different products that we are going to tell you about here. Let’s move on to them!

Types of Bajaj Allianz General Insurance Products

Bajaj Allianz General Insurance provides different insurance products such as Health Insurance, Two-wheeler Insurance, Car Insurance, and Travel Insurance. We are discussing each of them below and starting with Bajaj Allianz Health Insurance. Have a look!

Bajaj Allianz Health Insurance

In the world we are living in, getting proper medical treatment can be a costly affair and can exhaust all our savings. With a health Claim Settlement Ratio of 77.61% in the Financial Year 2019-20 and more than 6,500 Network Hospitals, Bajaj Allianz Health Insurance can protect your finances in the case of a medical emergency. There are several other features that policyholders can enjoy such as Cashless Treatment Facility, Tax Benefits, Daily Hospital Cash Benefit, Free Health Checkups, Lifelong Renewability Option, Cumulative Bonus, etc.

One of the best features of Bajaj Allianz Health Insurance is that individuals can choose from different types of products according to your requirement. There are two types of Health Insurance Plans that Bajaj Allianz mainly offers – Indemnity Based Health Insurance Plans and Fixed Benefit Health Insurance Plans. Within these types, individuals can choose from different insurance plans. These plans are

  1. Individual Health Insurance
  2. Family Health Insurance
  3. Critical Illness Insurance
  4. Critical Illness Insurance for Women
  5. Health Infinity Plan
  6. Top Up Health Insurance
  7. Personal Accident Insurance
  8. M Care Health Insurance
  9. Arogya Sanjeevani Policy
  10. Tax Gain Plan
  11. Health Ensure Plan
  12. Corona Kavach Policy
  13. Global Personal Guard

Bajaj Allianz Vehicle Insurance

Having a vehicle is a necessity in today’s world to move from one place to another. That’s why we buy a Car or Two-wheeler. When you ride on the road with your vehicle, you want to make sure that you are free from any worry. Bajaj Allianz Vehicle Insurance ensures the payment of major expenses associated with your vehicle. Apart from this, having third-party insurance is mandatory in India if you are driving any vehicle.

With Bajaj Allianz Vehicle Insurance, you can get coverage against any kind of Damage to your Vehicle, Third-party Legal Liability, and Personal Accident Cover up to INR 15 lakh for the owner-driver of the vehicle at an affordable premium of INR 750. You can protect your co-passengers by choosing additional covers. Bajaj Allianz General Insurance provides different products such as Two Wheeler Insurance, Two Wheeler Long Term Insurance, Car Insurance, Commercial Vehicle Package Policy, etc.

Bajaj Allianz Travel Insurance

Are you making any travel plans? Well, you can choose Bajaj Allianz Travel Insurance before booking your tickets to the destination. Bajaj Allianz General Insurance covers your Individual Travel, Family Travel, Business Travel, or Student Travel. You must be thinking about how Travel Insurance covers you. Well, this insurance covers your medical or hospitalization expenses while traveling abroad as well as coverage against loss of baggage or passport.

There are different Online Travel Insurance Plans that individuals can choose from – Family Travel Insurance Plans, Senior Citizen Travel Plans, Student Travel Insurance Plans, and Individual Travel Insurance Plans. Some other travel insurance products by Bajaj Allianz General Insurance are Corporate Travel Insurance, Travel Asia Policy, and Bharat Bhraman Policy. By choosing a Travel Insurance, you can also get coverage against any flight delays or cancellations, Trip Cancellation & Curtailment, Home Burglary Insurance, and COVID-19 Cover.

Bajaj Allianz Home Insurance

Among all the assets that individuals have, a home could be the most loved one. As soon as you shift to your new home, buying Home Insurance should be your top priority. The reason: a Home Insurance Plan from Bajaj Allianz protects your house against any financial losses arising from fires, earthquakes, floods, landslides, riots, theft or burglary at an affordable premium.

Individuals can choose from three different Bajaj Allianz Home Insurance products – My Home Insurance Policy, Householders Package Policy, and Easy Householders Package Policy. All these plans provide you long-lasting protection, and you can be stress-free in any situation related to your home.

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