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General Insurance 1278 views March 2, 2021
General insurance, which is an important part of the insurance spectrum, protects you financially if any unfortunate incidents happen with your health, a two-wheeler or car. Many companies offer general insurance products of which ACKO is one of the popular ones. ACKO General Insurance provides different insurance products such as health insurance, car insurance and two-wheeler insurance with which you can protect your finances in case of any emergency.
When you choose any insurance products from ACKO General Insurance, you get one step closer to your financial independence. But now, the question that arises is – why should you choose any insurance product from ACKO general insurance? On this page, we will be discussing the reasons along with the features and benefits of all three products from ACKO so that you can understand them better. Keep reading to know more!
Table of Contents
Why Should You Choose ACKO General Insurance?
Why should I choose any product from ACKO? – This is the first question that comes to an individual’s mind. Well, ACKO is an IRDAI-certified general insurance company that has an impressive claim settlement ratio of 95% for the financial year 2019-20. This ratio shows that you can stay worry-free when it comes to getting your claims. ACKO General insurance has a quick, hassle-free and complete online claim process.
Began in 2016, ACKO General insurance has more than 50 million unique customers that are a testament to its top-notch services. Besides, you can get cashless claim settlements for car and two-wheeler insurance at numerous garages, and health insurance at 5,000+ network hospitals spread across multiple cities in India. Now that you have sufficient reasons to trust, let’s move on to its insurance products!
Types of ACKO General Insurance Products
As we mentioned earlier, ACKO General insurance provides three insurance products namely Health, Car, and Two-wheeler. We are providing details about each of them below that you should check!
ACKO Health Insurance
A health insurance plan is made on the premises of the old belief – ‘Health is Wealth’. Also, it could be costly for you to get the proper treatment considering the rising healthcare expenses in the present times. Different products from ACKO Health Insurance can protect your finances in case of a medical emergency. ACKO provides these health insurance plans – Arogya Sanjeevani Policy and Corporate Health Insurance Plan. Let’s talk about each of them.
With the Arogya Sanjeevani policy from ACKO, individuals can receive coverage against COVID-19 treatment that will include hospitalization costs after 30 days into the policy. You can choose from two sum insured options – INR 3 lakh and INR 5 lakh – at an affordable premium. Apart from this, hospitalization expenses due to other illnesses and accidents will also be covered. Some additional benefits of this plan are Room rent expenses coverage (up to 2% of the sum insured for a maximum of INR 5,000 per day), No claim bonus, daycare treatments coverage, ambulance charges up to INR 2,000, cataract surgery coverage, etc.
On the other hand, with the ACKO Corporate health insurance plan, employees of an organization can customize their health plans with benefits according to their convenience. Some of these benefits are COVID-19 coverage, no waiting periods, pre-existing illness coverage from Day 1, no room rent limit, teleconsultations, Lab tests and medicines, OPD coverage, paperless claim experience, Fitness tracking, etc.
ACKO Car Insurance
ACKO Car Insurance can be the right match to protect your finances in case of an adverse situation related to the car. Some of the key features of ACKO Car insurance are affordable premium starting from INR 2,999, multiple add-on options, own damage cover, personal accident cover up to INR 15 lakh, cashless repairs, claim settlement ratio of 97% for the financial year 2019-20, and 100% digital process.
With ACKO Car insurance, you can choose from different plans according to your requirements. These are Third party cover, Own damage cover, Comprehensive (Basic/super saver), Zero depreciation cover (Basic/ Smart Saver/ Super Saver), and Personal Accident Cover. To enhance your overall protection, you can also choose from different add-ons mentioned below. Please check!
- Zero depreciation cover
- Roadside assistance cover
- Key replacement cover
- Outstation emergency cover
- Consumable cover
- Engine protection cover
- Return to invoice cover
- No claim bonus protection
ACKO Two Wheeler Insurance
With cashless claims, zero-hassle claim process, instant renewal, affordable premium amount, IRDAI certified, trusted by around 4.5 crore Indian customers, ACKO Two wheeler insurance is one of the top-rated products among the customers. ACKO general insurance mainly provides two types of bike insurance – Comprehensive two-wheeler bike insurance and Third-party bike insurance. To choose the right insurance plan for your bike, you only need to select your bike, enter the purchase date of the bike, and select if it has insurance or not. After filling in these details, you can view different insurance plans for your bike from which you can choose.
The premium amount towards ACKO Two-wheeler insurance your policy depends on several factors such as the value of the bike, the extent of the coverage, age of the bike, claims history, and security features.